Bihar Gramin Bank Manjhoul IFSC Code

The Bihar Gramin Bank branch at Manjhoul is located in Begusarai district, Bihar (PIN 851127). This IFSC code is essential when sending or receiving electronic funds from other banks. For NEFT, RTGS and IMPS transfers you must provide the correct IFSC so payments route to the right bank and branch without delay.

Branch Details

Merger Update

This branch operates under Bihar Gramin Bank. Note that Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged and their systems consolidated. All branches now use the single IFSC code PUNB0MBGB06 under Punjab National Bank routing. Old UBGB and DBGB IFSC codes have been revoked. For any electronic transfer to this region, use only the new IFSC PUNB0MBGB06.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic transfers. Structure:

• First 4 characters: bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character: reserved and always 0 (zero).
• Last 6 characters: branch identifier (alphanumeric). Example: MBGB06 is the branch part in PUNB0MBGB06.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Step 1: Collect beneficiary details — name, account number, and IFSC code (PUNB0MBGB06 for this branch).
• Step 2: Open your bank’s internet banking, mobile app, or visit the branch. Choose the transfer type: NEFT, RTGS or IMPS.
• Step 3: Enter beneficiary account number, name, and the IFSC code exactly. Select the beneficiary bank/branch if prompted.
• Step 4: Enter transfer amount and purpose. Verify limits: IMPS is instant and available 24×7; NEFT and RTGS may have timing or minimum/maximum rules depending on your bank.
• Step 5: Authenticate the payment (OTP, token or netbanking password). Save the beneficiary for future transfers if needed.
• Step 6: After successful transfer, note the transaction reference number. Confirm receipt with the beneficiary if the payment is urgent.

Always double-check the IFSC and account number. A single wrong character can route funds to a different branch or cause a failed transfer.

Benefits of Knowing the IFSC

• Enables accurate routing of electronic payments to the exact branch.
• Speeds up fund settlement for NEFT, RTGS and IMPS.
• Reduces errors and failed transfers caused by ambiguous branch names.
• Required for online forms, salary credits, vendor payments and utility settlements.
• Makes automated reconciliation easier for businesses and banks.

Contact

Branch phone no: 8102918656

Branch Address: Manjhoul, Begusarai, 851127

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use the old UBGB or DBGB IFSC to send money?

  A: No. Old UBGB and DBGB IFSCs have been revoked after consolidation. Use the new IFSC PUNB0MBGB06 for transfers to this branch.

• Q: Where can I find this branch IFSC on physical documents?

  A: You can find the IFSC on cheque leaves, passbooks, account opening forms and the bank’s branch contact details. Always verify the IFSC before initiating a transfer.

• Q: What is the difference between MICR and IFSC?

  A: IFSC routes electronic transfers and is 11 characters (alphanumeric). MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code used mainly for cheque clearing. Both identify branches but serve different clearing systems.

• Q: What happens if I enter a wrong IFSC?

  A: If the IFSC does not match the account number, the transfer may fail or return to the originator. If it matches another valid account, the funds may go to the wrong beneficiary. Contact your bank immediately to raise a retrieval request.

• Q: Is IFSC case-sensitive?

  A: No. IFSC is not case-sensitive in practice. Still, use the exact code format as provided by the bank (capital letters and digits) to avoid mistakes.

• Q: Can I use the branch IFSC for inward and outward transfers?

  A: Yes. The IFSC is used for both crediting (inward) and debiting (outward) electronic transfers involving that branch.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.