The Bihar Gramin Bank branch at Manmohan is located in Madhubani district of Bihar, PIN 847225. This IFSC information is necessary for sending or receiving electronic fund transfers such as NEFT, RTGS and IMPS. Using the correct IFSC ensures the payment routes to the right bank and branch and reduces delays or reversals.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Manmohan |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100339 |
| Branch Address | Manmohan, MADHUBANI, 847225, 9297954868 |
| Contact Number | 9297954868 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | MADHUBANI |
| Pincode | 847225 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single arrangement under Punjab National Bank sponsorship. Transactions for branches formerly under UBGB or DBGB now use the single IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT/RTGS/IMPS transfers. If you have an account that used an older IFSC, update the beneficiary details before initiating transfers.
What is an IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:
- First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
- 5th character: Always the digit 0 (reserved).
- Last 6 characters: Branch identifier (alphanumeric). In this case MBGB06 points to the specific branch entry in the sponsor bank system, making the full IFSC PUNB0MBGB06.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s netbanking or mobile banking app, or visit a branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant for most small transfers; NEFT is batch-based; RTGS is for higher-value real-time settlement.)
- Add a new beneficiary. Enter the beneficiary name exactly as on the account.
- Enter the beneficiary account number and the IFSC PUNB0MBGB06 for Manmohan branch.
- Select or enter the transfer amount and any remarks required.
- Verify the details carefully and confirm. Note the transaction reference number for tracking.
- If using branch or teller services, provide the same details on the deposit slip or instruction form.
- Keep in mind cut-off times and bank limits. Check your bank’s charges and limits before initiating large RTGS or repeated NEFT transactions.
Benefits of Knowing the Correct IFSC
- Ensures funds route to the correct bank and branch.
- Reduces transfer failures and manual intervention.
- Needed to add beneficiaries for NEFT/RTGS/IMPS in netbanking and apps.
- Makes reconciliation and tracking easier for businesses and individuals.
- Required when filling forms for inward transfers or account mapping in some services.
Contact
Branch Phone No: 9297954868
Branch Address: Manmohan, MADHUBANI, 847225
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: How can I verify this IFSC before making a transfer?
A: Verify the IFSC on your cheque leaf, passbook, account statement, or by calling the branch number 9297954868. When in doubt, confirm with your bank’s customer care before initiating the transfer.
Q: What happens if I use the wrong IFSC?
A: If the IFSC does not match the account number, the transaction usually fails and the money is returned to the sender after bank processing. If the IFSC points to a different branch but the account number exists there, the bank may still credit the intended account. Always keep the transaction reference and contact your sending bank immediately to start recovery if needed.
Q: Has the IFSC changed because of a merger?
A: Yes. After the merger of UBGB and DBGB under Punjab National Bank sponsorship, older IFSCs were revoked. The valid IFSC for these merged entities is PUNB0MBGB06. Update beneficiary records to this new IFSC.
Q: Is IFSC required for UPI payments?
A: For UPI transfers using a Virtual Payment Address (VPA), IFSC is not required. However, when you add a bank account in some apps or do a bank-to-bank transfer (not UPI), you must provide IFSC and account number.
Q: What is the difference between IFSC and MICR?
A: IFSC is used for electronic fund transfers and identifies the bank and branch. MICR (Magnetic Ink Character Recognition) code is used mainly for cheque processing and clearing. They serve different operational purposes and both may appear on cheque leaves and bank documents.
Q: How long does it take to reverse a failed NEFT/IMPS/RTGS transaction?
A: Time to reverse depends on the banks involved and the reason for failure. Failed IMPS is usually instant; NEFT/RTGS reversals can take hours to a few working days. Contact your sending bank with the transaction reference and they will coordinate recovery.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.