Bihar Gramin Bank Matia IFSC Code

The Bihar Gramin Bank Matia branch is located in Matia village, Jamui district, Bihar (PIN 811312). This IFSC code is essential for sending and receiving electronic funds. For NEFT, RTGS and IMPS transfers the IFSC identifies the bank and the exact branch so money reaches the right account quickly and securely.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Matia
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3408
Branch Address	Matia, Jamui, 811312, 8102918612
Contact Number	8102918612
City	Jamui
District	Jamui
Reason	JAMUI
Pincode	811312
State	Bihar

Merger Update

The IFSC PUNB0MBGB06 is used under Punjab National Bank for branches that were part of the Bihar rural banking network. If this branch formerly belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both banks were consolidated and now operate using the single IFSC code PUNB0MBGB06 under Punjab National Bank. Old UBGB/DBGB IFSC codes have been revoked. For any electronic transaction, use only the new IFSC PUNB0MBGB06; transactions attempted with revoked IFSC codes will fail or be returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic payments. The structure is fixed:

• First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
• 5th character: always 0 (reserved for future use).
• Last 6 characters: branch identifier (unique to each branch).

Example for this branch: PUNB0MBGB06 = PUNB | 0 | MBGB06. The last 6 characters (MBGB06) identify the Matia branch within the bank’s routing system.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Open your bank’s netbanking, mobile app or visit an ATM that supports fund transfer.
• Choose the transfer method: NEFT, RTGS or IMPS. IMPS and NEFT are typically used for small and medium amounts; RTGS is intended for higher-value immediate transfers—check your bank for exact limits and timings.
• Add a beneficiary. Enter beneficiary name and their bank account number exactly as provided.
• Enter the IFSC code: PUNB0MBGB06. Confirm the bank and branch name shown by the form (it should show Punjab National Bank – Matia / Jamui).
• Verify details, authorize the transaction with OTP or password, and submit.
• Note timing: IMPS is available 24×7 and gives instant credit. NEFT and RTGS are available online and in many banks 24×7; confirm with your bank for any cut-off rules or charges.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without delay.
• Required for all electronic transfers (NEFT, RTGS, IMPS).
• Helps verify beneficiary details before transferring money.
• Saves time at the branch — you can complete transfers online without visiting.
• Reduces the chance of failed or returned transactions due to incorrect routing.

Contact

Branch Phone: 8102918612

Branch Address: Matia, Jamui, 811312

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Can I use an old UBGB or DBGB IFSC to transfer money?
A: No. Old UBGB/DBGB IFSC codes have been revoked after consolidation. Use the current IFSC PUNB0MBGB06 for all electronic transfers to this branch.

Q: Where can I find the IFSC on my cheque leaf or passbook?
A: The IFSC is printed on the cheque leaf, usually on the top right or near the MICR line. It is also printed in the passbook under branch details or available from the bank’s branch or official communications.

Q: What is the difference between IFSC and MICR?
A: IFSC is used for electronic transfers (NEFT/RTGS/IMPS) to route transactions to a specific branch. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing and clearing. Both identify branches but serve different systems.

Q: What happens if I enter a wrong IFSC but correct account number?
A: Banks route transactions using the IFSC. If the IFSC does not match the account’s bank/branch, the transfer may be rejected or returned. In some cases, banks may detect mismatch and reject the transaction. Always confirm both account number and IFSC with the beneficiary before sending money.

Q: How long do electronic transfers take?
A: IMPS is instant (available 24×7). NEFT and RTGS credit times depend on bank processes; many banks now offer 24×7 settlement for NEFT and RTGS, but some internal bank processing can cause delays. If a transfer is pending unusually long, contact your bank with the transaction reference and beneficiary details.