The Mojura branch of Bihar Gramin Bank is located in Mojura village in Munger (Monghyr) district of Bihar, PIN 811213. For electronic fund transfers such as NEFT, RTGS and IMPS, the IFSC code is essential. It identifies the bank and specific branch so funds route correctly and quickly. Using the correct IFSC avoids delays, failed transfers and manual intervention.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Mojura |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3239 |
| Branch Address | Mojura, Munger (Monghyr), 811213, 7061383148 |
| Contact Number | 7061383148 |
| City | Munger (Monghyr) |
| District | Munger (Monghyr) |
| Reason | BHAGALPUR |
| Pincode | 811213 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into Punjab National Bank (PNB). After that consolidation, the unified IFSC code PUNB0MBGB06 is used for this Mojura branch. Old UBGB or DBGB IFSC codes that previously referred to local branches have been revoked. For all NEFT/RTGS/IMPS transactions, use only the new IFSC PUNB0MBGB06. Transactions made using revoked or old IFSCs will fail or be delayed and require manual correction.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payments. Its structure is:
- First 4 characters: Alphabetic bank code (example: PUNB = Punjab National Bank).
- 5th character: Always the numeral 0 (reserved).
- Last 6 characters: Branch identifier (alphanumeric). For this branch the last six are MBGB06, making the full code PUNB0MBGB06.
How to Use IFSC Code (NEFT / RTGS / IMPS)
- Open your bank’s internet banking or mobile app, or visit the branch for physical transfer.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is usually instant and available 24×7; NEFT has batch timings; RTGS is for high-value same-day transfers.)
- Enter beneficiary details: name, account number and the beneficiary branch IFSC — here PUNB0MBGB06.
- Enter transfer amount and purpose. For RTGS check the minimum amount requirement set by the bank.
- Verify all details on screen: account number and IFSC must match the beneficiary records exactly.
- Authenticate the payment using your app PIN, OTP, or bank token to complete the transfer.
- Save the transaction reference or UTR for tracking and future reconciliation.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account quickly.
- Reduces failed transfers and the need for manual corrections.
- Needed for salary credits, vendor payments and government transfers.
- Allows instant or same-day settlement depending on the transfer mode.
- Makes reconciliation easier using consistent branch codes (useful for businesses).
Contact
Branch Phone: 7061383148
Branch Address: Mojura, Munger (Monghyr), 811213
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. The IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS for the Mojura branch. Ensure beneficiary account number and name match the branch records.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC is incorrect but maps to another valid branch, funds may go to that branch and require reversal procedures. If the IFSC is invalid, the transfer will likely be rejected. Always confirm IFSC before submitting.
Q: Is this IFSC valid after the bank merger?
A: Yes. PUNB0MBGB06 is the unified IFSC in use after the merger into Punjab National Bank. Old UBGB/DBGB IFSCs are revoked and should not be used.
Q: How do NEFT, RTGS and IMPS differ?
A: IMPS is immediate and available 24×7 for small to medium amounts. NEFT processes in half-hour or hourly batches (varies by bank schedule) and is suitable for regular transfers. RTGS is for large-value transactions and typically settles in real time during bank business hours.
Q: How can I verify the IFSC before transferring?
A: Verify using the branch contact number (7061383148) or by checking the bank-provided cheque leaf or passbook. For final confirmation, call the head office or use your bank’s verified IFSC lookup in internet banking.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.