The Bihar Gramin Bank, Mora branch is located in Mora village, Siwan district, Bihar (PIN 841406). This IFSC code is used to route online interbank electronic payments from one bank to another. You need the correct IFSC for NEFT, RTGS and IMPS transfers so funds reach the exact branch and account without delay or rejection.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Mora |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100630 |
| Branch Address | Mora, SIWAN, 841406, 9297954469 |
| Contact Number | 9297954469 |
| City | SIWAN |
| District | SIWAN |
| Reason | SIWAN |
| Pincode | 841406 |
| State | Bihar |
Merger Update
Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank as part of consolidation. These merged branches now use a single IFSC code: PUNB0MBGB06. Old UBGB IFSC codes have been revoked. Only the new IFSC code (PUNB0MBGB06) is valid for online transactions for the merged entity.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.
- First 4 characters: identify the bank (letters). Example: PUNB = Punjab National Bank.
- 5th character: is always 0 (reserved for future use).
- Last 6 characters: identify the specific branch. They can be letters, numbers, or both. Example: in PUNB0MBGB06, MBGB06 points to the specific branch code used in the IFSC.
Note: The numeric branch code shown in bank records (here 100630) is a separate internal identifier. The IFSC’s last six characters are the branch identifier used for electronic routing and may not match the numeric branch code.
How to Use IFSC Code
Steps to send money using this IFSC for NEFT, RTGS, or IMPS:
- Open your bank’s netbanking or mobile banking app, or visit the branch kiosk.
- Choose the transfer type (NEFT / RTGS / IMPS) depending on urgency and limits.
- Enter beneficiary details: name, account number, and the IFSC PUNB0MBGB06.
- Confirm the beneficiary bank name shown by the app. It should indicate Punjab National Bank / Bihar Gramin Bank (Mora) as applicable.
- Enter the amount and purpose. Review all details carefully.
- Authenticate the transfer (OTP / transaction PIN). Keep the transaction reference number.
- For high-value or RTGS transfers, verify the beneficiary details twice. Wrong IFSC or account number can delay or reject the payment.
Benefits of Knowing the IFSC
- Ensures accurate routing of funds to the correct branch and account.
- Required for all electronic transfers: NEFT, RTGS and IMPS.
- Saves time by avoiding failed transfers and subsequent follow-up.
- Makes beneficiary setup easier in mobile and internet banking.
- Useful for receiving salaries, refunds, government payments and vendor collections.
Contact
Branch Phone: 9297954469
Branch Address: Mora, SIWAN, 841406
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for Bihar Gramin Bank, Mora?
A: Yes. The valid IFSC for the Mora branch (merged under Punjab National Bank system) is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS.
Q: What happens if I use an old UBGB IFSC code?
A: Old UBGB IFSC codes have been revoked after the merger. Transfers using revoked IFSCs will likely fail or be returned. Always use the updated IFSC PUNB0MBGB06.
Q: Where can I verify the IFSC before sending money?
A: Verify the IFSC on the cheque leaf, bank passbook, by calling the branch phone (9297954469), or by asking at the bank counter. Do not rely solely on a third-party listing without cross-check.
Q: Is the IFSC case sensitive?
A: No. IFSC is not case sensitive. PUNB0MBGB06, punb0mbgb06 or PunB0mBgb06 are treated the same by bank systems.
Q: Can I use IFSC to receive cash withdrawals?
A: No. IFSC is for electronic fund transfers only. For cash withdrawals you need the account number and identity documents at the branch or ATM card.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.