Bihar Gramin Bank Motipur IFSC Code

Bihar Gramin Bank Motipur IFSC Code

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The Bihar Gramin Bank branch at Motipur serves customers in Motipur town, Muzaffarpur district, Bihar (pincode 842002). For electronic fund transfers such as NEFT, RTGS and IMPS, the branch IFSC code is essential. The IFSC identifies the bank and the exact branch in the national payment system so funds route correctly and quickly. Using the correct IFSC avoids delays, failed transactions and manual intervention.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Motipur
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100119
Branch Address Motipur, MUZAFFARPUR, 842002, 9297955375
Contact Number 9297955375
City MUZAFFARPUR
District MUZAFFARPUR
Reason MUZAFFARPUR
Pincode 842002
State Bihar

Merger Update

This branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank. The regional rural banks in Bihar (previously known as Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank) have been consolidated. As a result, any old UBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for electronic transactions to this branch. Do not use old UBGB/DBGB IFSCs — they will fail or require manual correction.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route electronic payments to specific bank branches in India. The structure is:

  • First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
  • 5th character: Always 0 (reserved for future use).
  • Last 6 characters: Branch identifier (example: MBGB06 for Motipur branch).

Example: PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06.

How to Use IFSC Code (NEFT, RTGS, IMPS)

  1. Open your bank’s online banking or mobile app, or visit the branch for offline transfer.
  2. Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT and RTGS functionality is also available round the clock in most banks.)
  3. Add a new beneficiary. Enter the beneficiary name exactly as per bank records and the beneficiary account number.
  4. Enter the IFSC code PUNB0MBGB06 for the Bihar Gramin Bank, Motipur branch. Do not add spaces or change case; enter it exactly.
  5. Confirm the bank and branch name shown by the system. If it does not match, double-check the IFSC and account number before proceeding.
  6. Enter the amount and any required remarks. Authenticate the transaction using OTP, UPI PIN, or netbanking credentials.
  7. Save the beneficiary if you will transfer to this account again. First-time additions often require a cooling period before transfer (bank-specific).

Benefits of Knowing the IFSC

  • Ensures funds reach the correct branch and account without delays.
  • Required to add beneficiaries for NEFT, RTGS and IMPS transfers.
  • Reduces risk of failed transfers and manual reconciliation by banks.
  • Useful for filling cheques, bank forms and for verifying branch identity.
  • Helps customer service troubleshoot transfer problems quickly.

Contact

Branch phone no: 9297955375

Branch Address: Motipur, MUZAFFARPUR, 842002

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

  • Q: Can I use the old UBGB IFSC for transfers?

    A: No. Old UBGB IFSC codes have been revoked. Use the new IFSC PUNB0MBGB06 for transfers to the Motipur branch.

  • Q: Where can I find the IFSC for this branch?

    A: The IFSC appears on the cheque leaf, passbook and official bank communications. You can also confirm by calling the branch at 9297955375 or using the bank’s customer care number.

  • Q: What happens if I enter a wrong IFSC?

    A: If the IFSC does not match the account’s bank/branch, the transfer may fail or be routed incorrectly and require manual intervention. Always verify IFSC and account number before authorizing the payment.

  • Q: Which service should I use: NEFT, RTGS or IMPS?

    A: Use IMPS for instant, lower-value transfers any time. NEFT is suitable for routine transfers and is processed in batches (now available 24×7). RTGS is for large-value real-time gross settlement. Your bank app will show available options and any limits or charges.

  • Q: My transfer is pending. What should I do?

    A: First verify the beneficiary account number and IFSC. If details are correct, note the transaction reference/UTR and contact the branch at 9297955375 or the bank’s toll-free number 18001807777. Keep screenshots and transaction receipts handy for faster resolution.

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