Bihar Gramin Bank Mutlupur IFSC Code

The Bihar Gramin Bank branch at Mutlupur is located in Muzaffarpur district of Bihar (PIN 842002). This IFSC code page helps you confirm the correct code for electronic fund transfers. Entering the correct IFSC is essential for NEFT, RTGS and IMPS so your money reaches the intended account without delay or failure.

Branch Details

Merger Update

If this branch formerly belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following:

• Both UBGB and DBGB have been merged into Punjab National Bank (PNB) for banking operations.
• The single valid IFSC for this merged operation is PUNB0MBGB06.
• All old UBGB IFSC codes have been revoked. Only the new IFSC should be used for NEFT, RTGS and IMPS transactions.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It identifies the bank and the exact branch for electronic payments.

• First 4 characters = bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character = 0 (reserved for future use).
• Last 6 characters = branch code (alphanumeric). Example: MBGB06 identifies the Mutlupur/Merged-branch code portion.

How to Use IFSC Code

Use the IFSC when you set up or authorise an electronic transfer. The steps differ slightly by channel:

• NEFT / RTGS via netbanking or bank branch: Choose NEFT or RTGS, enter beneficiary name, account number, bank name and IFSC PUNB0MBGB06, then confirm amount and submit.
• IMPS via mobile/UPI/app: Select IMPS, enter beneficiary account details and IFSC PUNB0MBGB06, or use UPI ID if available. Validate and authorise with MPIN or OTP.
• Cheque or deposit slips: Use the branch name and MICR 800811002 if required for clearing. IFSC is not printed on all cheques for branch identification; verify before transfer.
• Verification: Always check the beneficiary’s IFSC and account number before confirming. A wrong IFSC may route to a different branch name or cause failure.

Benefits of Knowing the IFSC

• Ensures funds go to the correct bank branch and account.
• Reduces failed or returned electronic transactions.
• Speeds up transfers for NEFT, RTGS and IMPS.
• Helps customer service trace and reconcile payments quickly.
• Required when setting up payees in online banking and mobile apps.

Contact

Branch phone no: 9297955380

Branch Address: Mutlupur, MUZAFFARPUR, 842002

Head office address: SHRI VISHNU COMMERCIAL COMPLEX ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 case-sensitive?

  A: No. IFSC comparisons are case-insensitive. Enter letters in upper or lower case; systems read them the same. Still, use the exact code format for clarity: PUNB0MBGB06.

• Q: What happens if I use an old UBGB IFSC?

  A: Old UBGB IFSCs have been revoked after the merger. Transactions with revoked IFSCs will fail or be returned. Use the new IFSC PUNB0MBGB06.

• Q: How quickly do NEFT, RTGS and IMPS transfer to this branch?

  A: IMPS is instant (24×7). RTGS is for large-value same-day transfer during RTGS hours. NEFT operates in hourly batches (and now often near-real-time on many platforms). Bank processing may add minor delays.

• Q: How can I verify this IFSC before sending money?

  A: Confirm with the branch phone number 9297955380, check the account holder for accuracy, or use your bank’s beneficiary-add screen which shows bank and branch details after you enter the IFSC.

• Q: What is the difference between IFSC and MICR?

  A: IFSC is used for electronic transfers and uniquely identifies bank+branch. MICR (Magnetic Ink Character Recognition) is used for cheque clearing and is numeric (here 800811002). Both identify branch, but they serve different systems.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.