Bihar Gramin Bank Muzaffarpur IFSC Code

Bihar Gramin Bank Muzaffarpur IFSC Code

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Muzaffarpur is a city in north Bihar, in Muzaffarpur district (pincode 843115). This page gives the IFSC and branch details for Bihar Gramin Bank, Muzaffarpur branch. The IFSC code is required for electronic fund transfers using NEFT, RTGS and IMPS. Banks use IFSC to route payments to the correct branch. Entering the correct IFSC avoids failed or delayed transfers.

Branch Details Table

Bank Name Bihar Gramin Bank
Branch Name Muzaffarpur
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100001
Branch Address Muzaffarpur, MUZAFFARPUR, 843115, 9297955381
Contact Number 9297955381
City MUZAFFARPUR
District MUZAFFARPUR
Reason MUZAFFARPUR
Pincode 843115
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank for IFSC and electronic payment purposes. The combined branches now use the single IFSC code PUNB0MBGB06 for transfers. Old UBGB and DBGB IFSC codes have been revoked. Always use the new IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS transactions to this region.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payments.

  • First 4 characters: Bank code (letters). Example: PUNB = Punjab National Bank.
  • 5th character: Always the numeral 0 (reserved).
  • Last 6 characters: Branch identifier (alphanumeric). Example: in PUNB0MBGB06, the last six are MBGB06.

Note: The branch code listed by a bank (here 100001) is an internal numeric code and may differ from the IFSC’s last six characters.

How to Use IFSC Code

Follow these steps when making NEFT, RTGS or IMPS transfers.

  1. Open your bank’s netbanking or mobile app, or visit a bank branch.
  2. Select the transfer type: NEFT, RTGS (high-value and time-sensitive), or IMPS (instant, 24×7).
  3. Add a beneficiary. Enter beneficiary name, account number and IFSC: PUNB0MBGB06.
  4. Confirm the beneficiary details. Verify bank name and branch shown by the app (should show Punjab National Bank / Muzaffarpur or Bihar Gramin Bank record mapped to PNB).
  5. Enter amount and purpose. For RTGS check minimum limits set by your bank. For NEFT check daily cut-off times if needed.
  6. Authorize the payment with OTP or netbanking credentials. Keep the transaction reference for tracking.
  7. If funds are not credited within expected time, contact the beneficiary bank with the transaction reference and debit confirmation.

Practical tips: copy-paste the IFSC to avoid typing errors. Double-check the account number and IFSC before confirming. For large or urgent payments use RTGS and confirm cut-off times with your bank.

Benefits

  • Ensures payments route to the correct bank branch.
  • Reduces transaction failures and delays.
  • Required for all electronic transfers (NEFT, RTGS, IMPS).
  • Makes reconciliation easier for businesses and individuals.
  • Helps banks identify branch-level clearing and settlement entries quickly.

Contact

Branch Phone: 9297955381

Branch Address: Muzaffarpur, MUZAFFARPUR, 843115

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: What should I enter as IFSC for Bihar Gramin Bank Muzaffarpur?

    A: Use PUNB0MBGB06. This is the valid IFSC for transfers to this branch.
  • Q: What happens if I use an old UBGB or DBGB IFSC?

    A: Old UBGB/DBGB IFSCs have been revoked after the merger. Transfers using old codes are likely to fail or be returned. Always use PUNB0MBGB06.
  • Q: Is IFSC case-sensitive?

    A: No. IFSC is not case-sensitive, but use the correct characters. Many systems convert to uppercase.
  • Q: Can I transfer money with only account number and branch name?

    A: Most electronic systems require IFSC for routing. Branch name alone is not sufficient. Provide the correct IFSC for NEFT/RTGS/IMPS.
  • Q: If a transaction debits my account but the beneficiary did not get funds, what do I do?

    A: Keep the transaction reference and debit confirmation. Contact your bank’s customer care and the beneficiary bank. Provide the IFSC, account number, amount and timestamp. Banks will trace and reverse or complete the transaction per standard settlement timelines.
  • Q: Is MICR the same as IFSC?

    A: No. MICR (here 800811002) is used for cheque clearing through physical channels. IFSC (PUNB0MBGB06) is used for electronic fund transfers.

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