Nabinagar is a town in Jamui district, Bihar. This page covers the key details for the Bihar Gramin Bank, Nabinagar branch and explains how to use its IFSC code for electronic fund transfers. The IFSC (Indian Financial System Code) is essential for NEFT, RTGS and IMPS transfers. It uniquely identifies the bank and branch so funds are routed correctly and quickly.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Nabinagar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3402 |
| Branch Address | Nabinagar, Jamui, 811311, 8102918605 |
| Contact Number | 8102918605 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811311 |
| State | Bihar |
Merger Update
If this branch was earlier associated with Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following: both UBGB and DBGB have been merged and now operate under Punjab National Bank sponsorship. All branches under the merged entities use the single IFSC code PUNB0MBGB06 for transactions. Old UBGB or DBGB IFSC codes have been revoked. Use only the new IFSC code for NEFT/RTGS/IMPS transfers to avoid failed or delayed transactions.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its format is fixed:
- First 4 characters — Bank code (alphabetic). Example: PUNB for Punjab National Bank.
- 5th character — Always 0 (reserved for future use).
- Last 6 characters — Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
So PUNB0MBGB06 breaks down as: PUNB (bank) + 0 (reserved) + MBGB06 (branch). The IFSC is unique to each active branch and is required for electronic fund transfers.
How to Use IFSC Code
Follow these steps when sending money via NEFT, RTGS or IMPS:
- Open your bank’s netbanking, mobile app or visit a branch for an offline transfer.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant; NEFT processes in batches; RTGS is used for urgent/high-value transfers—confirm bank limits and cutoffs.)
- Add a beneficiary. Enter the beneficiary’s full name, account number and the IFSC code PUNB0MBGB06.
- Optionally enter branch name and MICR (MICR: 800811002) if your interface asks for more details.
- Verify details carefully. A wrong IFSC or account number can misroute funds or delay credit.
- Enter the amount, confirm charges shown by your bank, and authenticate (OTP, token or netbanking password).
- Save the beneficiary after the first successful transfer for faster future payments.
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic payments (NEFT, RTGS, IMPS).
- Prevents delays and failed transactions caused by incorrect branch identification.
- Required to add beneficiaries in netbanking and mobile banking apps.
- Makes reconciliation easier for businesses and account holders.
- Helps confirm branch identity when cross-checking cheque details or bank forms.
Contact
Branch phone no: 8102918605
Branch Address: Nabinagar, Jamui, 811311, 8102918605
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for Nabinagar branch?
A: Yes. PUNB0MBGB06 is the valid IFSC for the Nabinagar branch. If this branch was part of earlier UBGB or DBGB schemes, older IFSC codes have been revoked. Use the new code for all electronic transfers.
Q: What happens if I enter the wrong IFSC?
A: The IFSC helps route the payment to the correct branch. If the IFSC is incorrect but the account number belongs to the intended bank/branch, the transfer may still be credited. If both IFSC and account number mismatch, the payment can fail or be returned. Always verify both account number and IFSC before confirming.
Q: Where can I find the IFSC and MICR on a cheque?
A: The IFSC is not printed on standard cheques; you will usually find the branch name and branch code. The MICR code appears at the bottom of the cheque near the account number and is numeric (for Nabinagar it is 800811002). Banks and official portals also list the IFSC.
Q: Are IFSC codes case-sensitive?
A: No. IFSC codes are generally treated in a case-insensitive manner by banks and payment systems, but it is standard to enter them in uppercase.
Q: Can I use this IFSC for UPI transactions?
A: UPI uses Virtual Payment Addresses and mobile-based routing, so you do not manually enter IFSC for most UPI transfers. However, when linking a bank account to some apps, you may be asked to confirm the IFSC; use PUNB0MBGB06 for this branch.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.