Bihar Gramin Bank Naranga IFSC Code

The Bihar Gramin Bank, Naranga branch is located in Naranga village in Sitamarhi district, Bihar. This IFSC code page explains the code you must use for electronic fund transfers (NEFT, RTGS, IMPS) and gives branch contact details. The IFSC directs payments to the exact bank branch, so entering the correct code prevents failed or delayed transfers.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Naranga
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100090
Branch Address	Naranga, SITAMARHI, 0, 9297954762
Contact Number	9297954762
City	SITAMARHI
District	SITAMARHI
Reason	SITAMARHI
Pincode	0
State	Bihar

Merger Update

This branch operates under Bihar Gramin Bank. Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged and now operate under a single IFSC code issued through Punjab National Bank. The active IFSC for these merged entities is PUNB0MBGB06. Old UBGB/DBGB IFSC codes (pre-merger codes) have been revoked. Only the new IFSC code PUNB0MBGB06 should be used for electronic transactions; using revoked codes can cause transfer failures or delays.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:

• First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character — always the digit 0 (reserved).
• Last 6 characters — branch identifier (alphanumeric). In this IFSC, MBGB06 identifies the Naranga branch under the merged setup.

How to Use IFSC Code

Use the IFSC when you add a beneficiary or make a one-time transfer in your bank’s net-banking, mobile app, or at a branch counter. Steps:

• Open your bank’s transfer screen (NEFT/RTGS/IMPS).
• Choose “Add beneficiary” or “New payee.”
• Enter beneficiary name and account number exactly as given by the beneficiary.
• Enter the IFSC: PUNB0MBGB06. No spaces; case does not matter.
• Save beneficiary and verify any OTP or validation SMS.
• Initiate the transfer and keep the transaction reference for tracking.

Practical tips:

• Copy-paste the IFSC to avoid typographical errors. Then visually confirm the code.
• Verify the branch name shown by your bank after entering the IFSC; most systems display the branch to help confirmation.
• IMPS is immediate and available round-the-clock. NEFT is also available 24×7 in most banks. RTGS is intended for high-value transfers; check your bank for applicable limits and timings.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account without manual intervention.
• Reduces failed transfers and associated delays or return charges.
• Required for online transfers (NEFT, RTGS, IMPS) and for some automated services like standing instructions.
• Makes adding beneficiaries faster and safer—banks often validate branch details after you enter IFSC.
• Helps customer support locate transactions quickly if you provide the IFSC and transaction reference.

Contact

Branch phone no: 9297954762

Branch Address: Naranga, SITAMARHI, 0, 9297954762

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only code I should use for Naranga branch transfers?

  A: Yes. After the merger, PUNB0MBGB06 is the valid IFSC. Old IFSCs from UBGB/DBGB are revoked and will not be accepted for electronic transfers.

• Q: What happens if I enter the wrong IFSC but correct account number?

  A: Banks route transfers by IFSC plus account number. If the IFSC points to a different branch, the transfer can go to a different branch and may fail if the account number does not exist there. If incorrect, contact your bank immediately with the transaction reference to request recall—success depends on processing status and the receiving bank.

• Q: How do I verify the IFSC before making a transfer?

  A: Verify the IFSC on the branch passbook, cheque leaf (IFSC printed), or by calling the branch phone number listed above. Your bank’s beneficiary-adding screen often shows the branch name when you enter the IFSC—confirm that name matches “Naranga, Sitamarhi.”

• Q: Is IFSC the same as MICR?

  A: No. IFSC is used for electronic funds transfer. MICR (Magnetic Ink Character Recognition) code, such as 800811002 for this branch, is used mainly for cheque processing at clearing houses.

• Q: Can IFSC change after a bank merger?

  A: Yes. During or after mergers, banks may assign a new IFSC to reflect the sponsor bank’s coding. That is why old IFSCs for UBGB/DBGB were revoked and replaced with PUNB0MBGB06. Always use the current IFSC listed by the bank.