Bihar Gramin Bank, NDA Jamalpur branch is located in Munger (Monghyr) district of Bihar, PIN 811214. This branch serves local customers for deposits, withdrawals and inward/outward transfers. For electronic fund transfers such as NEFT, RTGS and IMPS, the correct IFSC code is essential. The IFSC identifies the bank and the exact branch. Using the right code routes money safely and speeds up processing.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | NDA Jamalpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3222 |
| Branch Address | NDA Jamalpur, Munger (Monghyr), 811214, 8102918728 |
| Contact Number | 8102918728 |
| City | Munger (Monghyr) |
| District | Munger (Monghyr) |
| Reason | BHAGALPUR |
| Pincode | 811214 |
| State | Bihar |
Merger Update
This branch now uses the IFSC code PUNB0MBGB06 under Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank. As a result, old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions use only the new IFSC PUNB0MBGB06. Transactions attempted with old UBGB/DBGB IFSCs may fail or be delayed.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify a bank branch for electronic transfers.
- First 4 characters: bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: always 0. It is reserved for future use.
- Last 6 characters: branch identifier. Example: MBGB06 identifies the specific branch mapping to Bihar Gramin Bank / merged branch under PNB.
Example full IFSC: PUNB0MBGB06.
How to Use IFSC Code
Use the IFSC when setting up or authorizing an electronic fund transfer. Steps below apply to internet banking, mobile apps, and bank branches.
- Choose transfer type: NEFT, RTGS or IMPS in your bank’s transfer menu.
- Select or add beneficiary. Enter beneficiary name and account number exactly as provided.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank NDA Jamalpur.
- Verify the bank and branch name shown by your bank’s interface. It should match Munger / NDA Jamalpur or show Punjab National Bank with the branch detail.
- Enter amount and purpose. For RTGS, note the usual minimum is ₹2 lakh (banks may vary). NEFT has no fixed minimum. IMPS is immediate and subject to bank transaction limits.
- Confirm and authenticate the transaction (OTP, token or other bank security). Save beneficiary for future transfers if appropriate.
If you use a passbook or paper form at the branch, write the same IFSC on the transfer form and double-check with the cashier.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch quickly.
- Prevents failed transfers and rejection charges.
- Speeds up beneficiary setup in netbanking and mobile apps.
- Makes verification simple: the bank/branch name appears when you enter IFSC.
- Required for fund debits and credits by employers, government and utility payments.
Contact
Branch phone no: 8102918728
Branch Address: NDA Jamalpur, Munger (Monghyr), 811214
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I transfer money using the old UBGB IFSC?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06. Transfers with old codes can fail or be reversed.
Q: How quickly will a transfer to this IFSC arrive?
A: IMPS is instant and works 24×7. NEFT settles in batches; many banks process within hours but timing depends on batch schedule. RTGS is real-time for larger amounts during RTGS hours. Bank cut-offs and public holidays affect timing.
Q: What if I enter a wrong IFSC but correct account number?
A: If the wrong IFSC maps to another bank/branch, the transfer may go to the wrong recipient. If it maps to a non-existent branch, the transfer will likely be rejected. Always verify the IFSC and confirm the displayed bank/branch name before finalizing.
Q: Are there transfer limits or charges?
A: Limits and charges vary by bank and account type. IMPS has per-transaction limits set by the bank. RTGS usually has a minimum amount (commonly ₹2 lakh). NEFT typically has no minimum. Check with your bank for exact fees.
Q: How can I verify this IFSC before sending money?
A: Enter the IFSC in your bank’s beneficiary form and check the auto-populated bank and branch name. You can also call the branch at 8102918728 to confirm details before transferring large sums.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.