The Bihar Gramin Bank NIMEJ branch is located in Nimej village, Buxar district, Bihar (PIN 802130). This branch serves local retail and small-business customers. For electronic fund transfers such as NEFT, RTGS and IMPS, the branch IFSC code is essential. The IFSC tells the payment system which bank and which branch should receive the money. Entering the correct IFSC ensures fast routing, reduces failed transfers, and avoids delays in clearing funds.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | NIMEJ |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7063 |
| Branch Address | NIMEJ, Buxar, 802130, 9771464063 |
| Contact Number | 9771464063 |
| City | Buxar |
| District | Buxar |
| Reason | BHABHUA |
| Pincode | 802130 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and now operate under Punjab National Bank. The single valid IFSC for the merged rural bank branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transfer to a former UBGB or DBGB branch, use only the new IFSC PUNB0MBGB06. Transactions using the older IFSC entries will not complete and must be re-initiated with the new code.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify a bank branch in electronic payments.
- First 4 characters = bank code (alphabetic). Example: PUNB indicates Punjab National Bank.
- 5th character = always 0 (reserved for future use).
- Last 6 characters = branch code (alphanumeric). In PUNB0MBGB06, the last six characters are MBGB06.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s online banking app or visit the branch for a manual transfer form.
- Choose the transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7 for smaller amounts. NEFT is commonly used for routine transfers and is available round-the-clock in most banks. RTGS is designed for high-value payments (check your bank for the minimum limit).
- Enter the beneficiary name exactly as on their bank account.
- Enter the beneficiary account number carefully. A wrong account number can misdirect funds even if the IFSC is correct.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank NIMEJ branch. Double-check characters (P, U, N, B, 0, M, B, G, B, 0, 6).
- Enter the transfer amount and any remark if required. Review charges and processing time shown by your bank.
- Authenticate and confirm the transaction (OTP or other method). Save the transaction reference number for tracking.
- If a transfer fails or you suspect an error, contact your bank immediately with the transaction reference and beneficiary details.
Benefits of Knowing the IFSC
- Ensures correct routing of electronic payments (NEFT, RTGS, IMPS).
- Reduces chances of failed transfers or delayed credit to the beneficiary.
- Makes online setup of beneficiaries quick and error-free.
- Helps banks and clearing houses identify the exact branch for reconciliation.
- Useful for vendors, payroll, government payments and inward remittances to the branch.
Contact
Branch phone no: 9771464063
Branch Address: NIMEJ, Buxar, 802130
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the merger under Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSCs have been revoked.
Q: Where can I verify the IFSC before sending money?
A: Verify on the bank passbook, cheque leaf, by calling the branch on 9771464063, or ask at the bank branch. Also confirm the IFSC shown in your bank’s transfer screen before authorising a payment.
Q: What happens if I enter a wrong IFSC but the correct account number?
A: If the IFSC does not correspond to the account number’s bank/branch, the transfer may fail or be returned. In some cases, automated systems may reject the mismatch. Always verify both account number and IFSC to avoid problems.
Q: Can I use the IFSC for inward NEFT, RTGS and IMPS from outside my bank?
A: Yes. IFSC is used across banks and payment systems in India. Provide the beneficiary account number, name and IFSC to the sender for any NEFT/RTGS/IMPS remittance.
Q: How long do transfers to this branch typically take?
A: IMPS is instant (real-time). NEFT and RTGS are usually processed quickly; NEFT and RTGS are available around the clock at most banks today. Actual credit time can vary by bank processing and public holidays. Keep transaction reference to track delays.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.