Bihar Gramin Bank ORA IFSC Code

The Bihar Gramin Bank, ORA branch is located in Aurangabad district of Bihar (PIN 824102). This IFSC code information is essential when you send or receive electronic funds using NEFT, RTGS or IMPS. The IFSC uniquely identifies the bank and branch so the payment network can route money to the correct account without manual intervention.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and now operate under Punjab National Bank for electronic transfers. The single valid IFSC for transactions is PUNB0MBGB06. Old UBGB IFSC codes have been revoked. For NEFT, RTGS and IMPS transfers you must use the new IFSC (PUNB0MBGB06); any legacy/old IFSC for UBGB or DBGB is no longer valid.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic transfer systems. The structure is:

• First 4 characters: Bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character: Always the numeral 0 (reserved).
• Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

So PUNB0MBGB06 breaks down as PUNB (bank) + 0 (reserved) + MBGB06 (branch code).

How to Use IFSC Code

Follow these steps when sending money via NEFT, RTGS or IMPS:

1. Open your bank’s netbanking app or mobile banking application.
2. Choose the transfer type: NEFT, RTGS or IMPS. (NEFT and IMPS cover low-value transfers; RTGS is for high-value transfers. RTGS minimum is generally ₹2,00,000.)
3. Select “Add Beneficiary” (or equivalent) and enter beneficiary name, account number and the IFSC: PUNB0MBGB06.
4. Double-check the account number and IFSC. A wrong IFSC may route the payment to another branch or cause rejection.
5. Bank may require beneficiary confirmation or an OTP. Complete the verification and then initiate the transfer.
6. Note timing rules: IMPS is typically instant and available 24×7. NEFT and RTGS are now available 24×7 in most banks, but always confirm cut-off times and settlement windows with your bank.

Always verify the branch name and account number before confirming the transfer. If you are unsure, contact the ORA branch at the number below.

Benefits of Knowing the IFSC

• Accurate routing: Ensures funds reach the exact branch and account electronically.
• Saves time: Avoids manual intervention or rejection due to ambiguous branch names.
• Mandatory for e-transfers: NEFT, RTGS and IMPS require IFSC to route payments.
• Supports verification: You can cross-check IFSC with MICR and branch code for fraud prevention.
• Useful for forms: Required on inward remittance forms, employer salary credits, and bill payments.

Contact

Branch Phone No: 7781004495

Branch Address: ORA, Aurangabad, 824102

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: What IFSC should I use for Bihar Gramin Bank ORA branch?

  A: Use PUNB0MBGB06. This is the valid IFSC after the merger and is required for NEFT, RTGS and IMPS transfers.

• Q: I have an old UBGB IFSC. Will transfers succeed with it?

  A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06. If you attempt a transfer with a revoked IFSC, it may be rejected or delayed.

• Q: How can I find IFSC on a cheque?

  A: The IFSC is usually printed on the cheque leaf, near the top or bottom. It may also be available on the bank passbook, account statement, or by calling the branch number 7781004495.

• Q: What happens if I enter the wrong IFSC but correct account number?

  A: If the wrong IFSC corresponds to a different branch, the payment may be routed to that branch — possibly to an unrelated account — or rejected. If the bank detects a mismatch between IFSC and account number, they often reject the transfer. Always confirm both before sending funds.

• Q: Are NEFT, RTGS and IMPS available 24×7 for this branch?

  A: IMPS is typically available 24×7. NEFT and RTGS have been enabled for extended hours by regulators, but exact availability and cut-offs can vary by bank. Confirm with the ORA branch (7781004495) or your remitting bank before scheduling large transfers.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.