Pali is a village in Darbhanga district, Bihar (PIN 847427). This branch serves local residents and small businesses for deposit, withdrawal and remittance needs. For electronic fund transfers (NEFT, RTGS, IMPS), the IFSC code is essential. The IFSC directs the transaction to the correct bank and branch. Entering the wrong IFSC can delay or misroute funds, so use the exact code PUNB0MBGB06 for transfers to this branch.
Branch Details
| Field | Details |
|---|---|
| Bank Name | Bihar Gramin Bank |
| Branch Name | Pali |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100918 |
| Branch Address | Pali, DARBHANGA, 847427, 9297955135 |
| Contact Number | 9297955135 |
| City | DARBHANGA |
| District | DARBHANGA |
| Reason | DARBHANGA |
| Pincode | 847427 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under Punjab National Bank. All branches formerly using UBGB/DBGB IFSCs now use the single IFSC PUNB0MBGB06 assigned under Punjab National Bank’s arrangement. Old UBGB and DBGB IFSC codes have been revoked. For any electronic transfer to this branch, use only PUNB0MBGB06. If you have beneficiaries saved with an old UBGB/DBGB IFSC, update those records immediately to avoid failed or returned transfers.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is:
- First 4 characters = bank identifier (example: PUNB = Punjab National Bank)
- 5th character = reserved and is always 0 (zero)
- Last 6 characters = branch identifier (example: MBGB06 in PUNB0MBGB06)
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Choose transfer type in your bank’s app or internet banking (NEFT, RTGS or IMPS).
- Enter the beneficiary name exactly as on the account; enter the beneficiary account number.
- Enter the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Pali branch.
- Provide amount and payment purpose or remarks if required.
- Verify all details on screen before confirming. A wrong IFSC or account number can delay or return the transfer.
- Check transfer limits and cut-off rules with your bank: IMPS is real-time and immediate, NEFT and RTGS settlement rules vary by bank though most systems now operate 24×7; for large-value payments prefer RTGS or confirm with your bank.
- Save the beneficiary after a successful transfer if you will pay again; re-check IFSC if the bank issues any change notices later.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account without delay.
- Required input for all electronic transfers (NEFT, RTGS, IMPS).
- Helps prevent returns and reversal charges caused by wrong routing.
- Makes recurring payments and payroll setup faster and less error-prone.
- Useful when filling bank forms, GST/vendor payments or online marketplaces where payee bank details are required.
Contact
Branch Phone: 9297955135
Branch Address: Pali, DARBHANGA, 847427
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: What exact IFSC should I use to transfer funds to Bihar Gramin Bank, Pali?
A: Use PUNB0MBGB06. This is the valid IFSC for electronic payments to that branch.
Q: Can I use the MICR code instead of IFSC for online transfers?
A: No. MICR (800811002) is used for cheque processing and clearing. For NEFT/RTGS/IMPS you must use the IFSC.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC is wrong but matches another valid branch, funds may go to a different branch and could be difficult to recover. If the IFSC is invalid, the transfer will typically be rejected and returned to the sender. Always double-check beneficiary details before confirming.
Q: Have IFSCs changed because of recent bank mergers?
A: Yes. After the merger of UBGB and DBGB under Punjab National Bank, older UBGB/DBGB IFSCs were revoked. All affected branches now use PUNB0MBGB06. If you previously saved an old IFSC, update it immediately.
Q: How quickly will the beneficiary receive money via NEFT/RTGS/IMPS?
A: IMPS is immediate and available 24×7. NEFT and RTGS settlement timing depends on bank systems; many services now run round-the-clock. For urgent, high-value transfers verify with your bank whether RTGS is recommended and any minimum or same-day requirements.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.