Bihar Gramin Bank Panapur Dharampur IFSC Code

In Panapur Dharampur, a vibrant locality in the Vaishali district of Bihar, understanding your bank’s IFSC code is key for smooth financial transactions. Whether you are sending money to this branch or receiving funds, the Indian Financial System Code (IFSC) acts like a unique digital address. It is crucial for electronic fund transfers such as NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service), ensuring your money reaches the correct bank and specific branch without error.

Bihar Gramin Bank Panapur Dharampur Branch Details

Here are the essential details for the Bihar Gramin Bank branch located in Panapur Dharampur:

Bank Name	Bihar Gramin Bank
Branch Name	Panapur Dharampur
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100034
Branch Address	Panapur Dharampur, VAISHALI, 844101
Contact Number	9297955016
City	VAISHALI
District	VAISHALI
Pincode	844101
State	Bihar

Merger Update for Bihar Gramin Bank

Bihar Gramin Bank was formed through the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). As part of this important consolidation, all branches, including the Panapur Dharampur branch, now operate under a unified IFSC code structure. This new system is sponsored by Punjab National Bank.

This means that any old IFSC codes previously used for Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) branches are no longer valid. For all electronic fund transfers to any branch of Bihar Gramin Bank, including Panapur Dharampur, you must use the new and current IFSC code: PUNB0MBGB06. Using an old or incorrect IFSC code will lead to transaction failure.

What is an IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to uniquely identify bank branches in India. It is essential for inter-bank electronic fund transfers. Each part of the code tells you specific information about the bank and branch.

Let’s break down the IFSC code PUNB0MBGB06:

• The first four characters, “PUNB,” represent the bank’s main identifier. In this case, “PUNB” stands for Punjab National Bank, which is the sponsoring bank for Bihar Gramin Bank.
• The fifth character is always “0” (zero). This character is reserved for future use and acts as a control digit.
• The last six characters, “MBGB06,” uniquely identify the specific branch. For this IFSC, “MBGB06” points directly to the Panapur Dharampur branch of Bihar Gramin Bank.

How to Use the IFSC Code

Using the IFSC code for electronic fund transfers like NEFT, RTGS, or IMPS is straightforward. Here are the steps you typically follow:

1. Log In: Access your internet banking portal or mobile banking application.
2. Select Transfer Option: Look for “Fund Transfer,” “Payments,” or a similar option.
3. Choose Transfer Type: Select the type of transfer you wish to make (NEFT, RTGS, or IMPS).
4. Add Beneficiary: If you are sending money to this account for the first time, you will need to add a new beneficiary. If you have sent money before, you can select the existing beneficiary.
5. Enter Beneficiary Details: Provide the beneficiary’s full name, account number, and confirm the account type (savings or current).
6. Enter IFSC Code: Carefully enter the IFSC code PUNB0MBGB06 into the designated field. Double-check for accuracy.
7. Enter Amount: Specify the amount you wish to transfer.
8. Confirm and Transact: Review all the details one last time. Once confirmed, proceed to complete the transaction.

Benefits of Knowing Your IFSC Code

Knowing the correct IFSC code for your bank branch offers several important advantages:

• Accurate Fund Transfer: It ensures that your money is transferred to the correct bank and specific branch, preventing misdirection of funds.
• Facilitates Inter-Bank Transactions: The IFSC code makes it possible to send or receive money between different banks within India seamlessly.
• Quick and Secure Transfers: It is a key component for electronic payment systems (NEFT, RTGS, IMPS), which are known for their speed and security.
• Standardized Identification: The code provides a universal and standardized way to identify every bank branch across the country.
• Prevents Errors: Using the correct IFSC code significantly reduces the chances of transaction failures or delays due to incorrect routing information.

Contact Information

For inquiries or assistance regarding the Bihar Gramin Bank Panapur Dharampur branch, you can use the following contact details:

• Branch Phone Number: 9297955016
• Branch Address: Panapur Dharampur, VAISHALI, 844101, Bihar
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Q1: What is the IFSC code for Bihar Gramin Bank Panapur Dharampur branch?
A1: The IFSC code for Bihar Gramin Bank, Panapur Dharampur branch, is PUNB0MBGB06.

Q2: Is Bihar Gramin Bank connected to Punjab National Bank?
A2: Yes, Bihar Gramin Bank operates under the sponsorship of Punjab National Bank. This is why its IFSC codes begin with “PUNB”.

Q3: Can I use an old Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) IFSC code for Panapur Dharampur?
A3: No, old UBGB or DBGB IFSC codes are no longer valid. Following the merger, all transactions to Bihar Gramin Bank branches, including Panapur Dharampur, must use the new unified IFSC code: PUNB0MBGB06.

Q4: What services require an IFSC code?
A4: An IFSC code is required for all electronic fund transfer services such as NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service) when transferring money between different banks.

Q5: Where can I find the IFSC code for my bank branch?
A5: You can usually find the IFSC code printed on your bank’s cheque book, passbook, or account statement. It is also available on the official website of Bihar Gramin Bank or Punjab National Bank.