Bihar Gramin Bank Panjwara IFSC Code

Bihar Gramin Bank Panjwara IFSC Code

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Panjwara is a rural branch in Banka district, Bihar (PIN 813109). This branch serves local farmers, traders and small businesses. For electronic fund transfers (NEFT, RTGS, IMPS), the IFSC code is essential. It tells the payment system which bank and which branch should receive the money. Entering the correct IFSC avoids failed or misrouted transfers and speeds up clearing.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Panjwara
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 3708
Branch Address Panjwara, Banka, 813109, 8102918763
Contact Number 8102918763
City Banka
District Banka
Reason BHAGALPUR
Pincode 813109
State Bihar

Merger Update

This branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged and consolidated into this code. Old UBGB and DBGB IFSC codes have been revoked. For any electronic transfer, use only PUNB0MBGB06. Transactions attempted with old UBGB/DBGB IFSCs will not succeed.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used for routing electronic payments.

  • First 4 characters — Bank code (letters). Example: PUNB for Punjab National Bank.
  • 5th character — Reserved and always 0.
  • Last 6 characters — Branch identifier (letters or digits). Example: MBGB06 in PUNB0MBGB06.

How to Use IFSC Code for NEFT, RTGS, IMPS

  • Collect beneficiary details: account name, account number, bank name, branch name and IFSC (exact spellings and digits).
  • Log in to your bank app or internet banking. Choose NEFT, RTGS or IMPS depending on speed and limits.
  • Enter beneficiary name and account number exactly as provided. Paste or type the IFSC PUNB0MBGB06.
  • Enter amount and purpose. Double-check figures and payee details before confirming.
  • Authenticate the transaction using your bank’s OTP, PIN or token.
  • Save the beneficiary for future transfers only after you confirm one successful transaction.
  • Check cut-off timings and any transaction limits with your bank. IMPS is instant and available 24×7. NEFT and RTGS depend on bank hours and batch timings.
  • For cheque clearing, use the MICR 800811002 printed on the cheque leaf.

Benefits of Knowing the IFSC

  • Ensures funds reach the correct branch without delays.
  • Reduces failed transfers and subsequent reconciliation work.
  • Needed for online payments, salary credits, standing instructions and vendor payments.
  • Helps customer service quickly locate your branch for troubleshooting.
  • Useful when filling bank forms, loan applications or government transfers.

Contact

Branch Phone: 8102918763

Branch Address: Panjwara, Banka, 813109

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Can I use an old UBGB or DBGB IFSC for transfers?

A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for all electronic transfers to this branch.

Q: Is IFSC case-sensitive?

A: Systems accept uppercase and lowercase, but the standard format is uppercase. Enter it as PUNB0MBGB06 to avoid confusion.

Q: What is the difference between IFSC and MICR?

A: IFSC routes electronic payments (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) helps in cheque clearing. For this branch, MICR is 800811002.

Q: What should I do if a transfer fails due to an incorrect IFSC?

A: Contact your bank immediately with transaction details. The bank can trace and reverse failed transfers. Keep the beneficiary details and transaction reference handy.

Q: How can I confirm the correct IFSC before sending money?

A: Verify the IFSC on a bank passbook, cheque leaf, bank branch notice, or by calling the branch at 8102918763. After the merger, ensure the IFSC is PUNB0MBGB06.

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