Bihar Gramin Bank Paprour IFSC Code

The Bihar Gramin Bank branch in Paprour is located in the Begusarai district of Bihar. For anyone looking to send or receive money electronically to an account at this branch, the Indian Financial System Code (IFSC) is essential. This unique 11-character code identifies the specific bank branch involved in online transactions, ensuring that funds transferred through systems like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) reach the correct destination without errors.

Branch Details

Important Merger Update

Previously, Bihar had two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two banks have since merged to form a single entity, now known as Bihar Gramin Bank. This new bank is sponsored by Punjab National Bank (PNB). As a result of this merger, all old IFSC codes belonging to UBGB and DBGB have been revoked and are no longer valid. All branches, including Paprour, now use a new, unified IFSC code structure under PNB. The correct and only valid IFSC code for any transaction to this branch is PUNB0MBGB06.

What is an IFSC Code?

The IFSC is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the electronic fund transfer network. The code has a specific structure that helps route transactions correctly.

Let’s break down the Paprour branch IFSC code, PUNB0MBGB06:

• PUNB: The first four letters represent the bank’s name. In this case, ‘PUNB’ stands for Punjab National Bank, the sponsor bank for Bihar Gramin Bank.
• 0: The fifth character is always a zero. It is reserved for future use by the RBI.
• MBGB06: The last six characters are the branch identifier. This part of the code uniquely identifies the Paprour branch within the bank’s network.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code for an online money transfer is a straightforward process. Whether you are using a mobile banking app or an internet banking portal, the steps are generally the same.

1. Log in to your internet or mobile banking account.
2. Navigate to the ‘Fund Transfer’ or ‘Payments’ section and select the transfer type (NEFT, RTGS, or IMPS).
3. Add a new beneficiary or payee. You will be asked to provide their details.
4. Enter the recipient’s name, bank account number, and the bank name (Bihar Gramin Bank).
5. In the IFSC field, carefully enter the 11-character code: PUNB0MBGB06.
6. After verifying all the details, enter the amount you wish to transfer and confirm the transaction.

Benefits of Using the Correct IFSC Code

• Transaction Accuracy: It ensures that your money is sent to the exact intended bank branch, eliminating errors.
• Faster Processing: Correct codes allow for automated processing, which reduces delays in crediting the beneficiary’s account.
• Prevents Failed Transactions: Using an invalid or old IFSC code will cause the transaction to fail, and the funds will be returned to your account after a delay.
• Secure Transfers: The IFSC system is a core part of the security framework for all major electronic payment methods in India.

Contact Information

For direct assistance or inquiries, you can reach out to the branch or the bank’s head office.

Paprour Branch
Phone: 8102926323
Address: Paprour, Begusarai, Bihar – 851135

Bihar Gramin Bank Head Office
Address: Shri Vishnu Commercial Complex, Asochak, Patna – 800030, Bihar
Toll-Free Number: 1800-180-7777

Frequently Asked Questions

What is the current IFSC code for the Bihar Gramin Bank Paprour branch?

The correct and current IFSC code for the Paprour branch is PUNB0MBGB06.

Can I still use an old Dakshin Bihar Gramin Bank (DBGB) IFSC code?

No. All old IFSC codes from the pre-merger banks (DBGB and UBGB) are invalid. You must use the new code starting with ‘PUNB’ for all transactions to avoid failure.

Why does the Bihar Gramin Bank IFSC code begin with ‘PUNB’?

It starts with ‘PUNB’ because Punjab National Bank (PNB) is the sponsor bank for Bihar Gramin Bank after the merger. The IFSC code reflects the sponsor bank’s identity.

What happens if I enter the wrong IFSC code?

If the IFSC code you enter does not exist, the transaction will be rejected immediately. If it corresponds to a different branch, the money might be sent there, causing a significant delay while the funds are rerouted or returned to your account.

Are NEFT and RTGS services available at the Paprour branch?

Yes, the Paprour branch of Bihar Gramin Bank supports all major electronic fund transfer services, including NEFT, RTGS, and IMPS. You can use its IFSC code for any of these transaction types.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.