Bihar Gramin Bank Parari Jaideopatti IFSC Code

Bihar Gramin Bank Parari Jaideopatti IFSC Code

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The Bihar Gramin Bank branch at Parari Jaideopatti is located in Parari Jaideopatti village, Darbhanga district, Bihar (PIN 847405). This IFSC code is required when you send or receive electronic fund transfers. Banks and payment systems use the IFSC for NEFT, RTGS and IMPS so the transfer reaches the correct bank branch without delay or rejection.

Branch Details

  • Bank Name – Bihar Gramin Bank
  • Branch Name – Parari Jaideopatti
  • IFSC Code – PUNB0MBGB06
  • MICR Code – 800811002
  • Branch Code – 100463
  • Branch Address – Parari Jaideopatti, DARBHANGA, 847405, 9297955134
  • Contact Number – 9297955134
  • City – DARBHANGA
  • District – DARBHANGA
  • Reason – DARBHANGA
  • Pincode – 847405
  • State – Bihar

Merger Update

This branch now operates under the single IFSC code PUNB0MBGB06 issued by Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into Punjab National Bank’s network for centralised operations. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transfer to this branch, use only PUNB0MBGB06. Transactions with the old codes will fail or be returned.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is:

  • First 4 characters — bank identifier (for example, PUNB = Punjab National Bank).
  • 5th character — reserved and is 0 (zero).
  • Last 6 characters — branch identifier (unique to the branch).

So PUNB0MBGB06 breaks down as PUNB – 0 – MBGB06 (branch code segment).

How to Use IFSC Code

  • Open your bank’s netbanking, mobile app or visit the branch for paper transfer.
  • Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and 24×7; NEFT and RTGS are also available round-the-clock in current systems, but check with your bank.)
  • Add a beneficiary: enter beneficiary name, account number and the IFSC PUNB0MBGB06. Verify spelling and digits carefully.
  • Enter amount and purpose. For RTGS, confirm any minimum/maximum limits with your bank (RTGS is typically used for higher-value payments).
  • Confirm details and authenticate using OTP, token or other 2FA as required by your bank.
  • Save the beneficiary after successful verification if you will transfer again. Always re-check IFSC before each transfer if the beneficiary details change.

Benefits of Knowing the IFSC

  • Accurate routing — ensures funds reach the correct branch and account.
  • Speeds up electronic transfers (NEFT, RTGS, IMPS) and reduces failed transactions.
  • Required when adding beneficiaries in netbanking and mobile banking apps.
  • Useful for filling cheque forms, payment instructions, and for employer or utility payments.
  • Helps customer service and dispute resolution when you provide exact bank and branch information.

Contact

  • Branch phone no – 9297955134
  • Branch Address – Parari Jaideopatti, Darbhanga, 847405
  • Head office address – SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
  • Toll free – 18001807777

FAQs

  • Q: Can I use this IFSC for NEFT, RTGS and IMPS?

    A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to this branch. Confirm limits for RTGS with your bank.

  • Q: What if I enter a wrong IFSC?

    A: If the IFSC does not match the account’s bank/branch, the transfer may be rejected or returned. In some systems a wrong IFSC can route funds to a different branch; always verify both account number and IFSC before sending money.

  • Q: How do I find IFSC on a cheque?

    A: The IFSC is usually printed on the cheque leaf, near the MICR line or top of the cheque. If not present, ask your branch or check your bank passbook or official statements.

  • Q: Has the IFSC for this branch changed after the merger?

    A: Yes. After consolidation under Punjab National Bank, the valid IFSC is PUNB0MBGB06. Old UBGB/DBGB IFSCs have been revoked and should not be used.

  • Q: Do I need the MICR code for electronic transfers?

    A: MICR (800811002) is mainly used for cheque clearance. It is not required for NEFT/RTGS/IMPS, where IFSC is mandatory. Keep MICR handy for cheque-related queries.

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