The PEHLEJA branch of Bihar Gramin Bank is located in the Arwal district of Bihar. For any online fund transfers to this branch, you need its unique Indian Financial System Code (IFSC). This 11-character code is essential for routing payments through systems like National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). Using the correct IFSC ensures your money reaches the intended account without any delays or errors.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | PEHLEJA |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7475 |
| Branch Address | PEHLEJA, Arwal, 804428, 7781004475 |
| Contact Number | 7781004475 |
| City | Arwal |
| District | Arwal |
| Region | AURANGABAD |
| Pincode | 804428 |
| State | Bihar |
Merger and IFSC Code Update
Bihar Gramin Bank was formed by the merger of two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). After this amalgamation, the bank came under the sponsorship of Punjab National Bank (PNB). As a result of this change, all old IFSC codes belonging to the former UBGB and DBGB have been discontinued. All branches of Bihar Gramin Bank, including PEHLEJA, now use a single, centralized IFSC code: PUNB0MBGB06. It is crucial to use only this new code for all online transactions to avoid payment failures.
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in electronic payment systems. The code has a specific structure:
- First 4 Characters: These represent the name of the bank. For Bihar Gramin Bank, this is PUNB, which stands for its sponsor, Punjab National Bank.
- Fifth Character: This is always a zero (0). It is reserved for future regulatory use.
- Last 6 Characters: These characters identify a specific branch. In the case of Bihar Gramin Bank, MBGB06 represents the centralized processing unit for all its branches.
How to Use the IFSC Code for Fund Transfers
Using the IFSC code for an online money transfer is a straightforward process. Follow these general steps whether you are using a mobile banking app or a web portal:
- Log in to your internet banking account or mobile banking application.
- Navigate to the “Fund Transfer” or “Payments” section. Common options include NEFT, RTGS, or IMPS.
- Select “Add Beneficiary” or “Add Payee” to register the recipient’s account details.
- Enter the beneficiary’s name, bank account number, and the correct IFSC code, which is PUNB0MBGB06 for any Bihar Gramin Bank account.
- After the beneficiary is added, you can initiate a transfer by selecting their name, entering the amount, and confirming the transaction with your password or PIN.
Benefits of Using the Correct IFSC Code
- Transaction Accuracy: It ensures that funds are routed to the correct bank and branch, minimizing the risk of errors.
- Faster Processing: Correct codes enable automated systems to process transactions quickly without manual intervention.
- Prevents Failures: Using an outdated or incorrect IFSC code will cause the transaction to be rejected by the banking system.
- Nationwide Reach: It allows you to send or receive money from any bank branch across the country.
Contact Information
For direct assistance, you can reach out to the branch or the bank’s head office.
- Branch Phone Number: 7781004475
- Branch Address: PEHLEJA, Arwal, Bihar – 804428
- Head Office Address: Shri Vishnu Commercial Complex, Asochak, Patna – 800030, Bihar
- Toll-Free Number: 18001807777
Frequently Asked Questions
Why does the Bihar Gramin Bank IFSC code start with ‘PUNB’?
The code starts with ‘PUNB’ because Punjab National Bank (PNB) is the sponsor bank for Bihar Gramin Bank. The IFSC code reflects the parent or sponsor institution.
Is the IFSC code PUNB0MBGB06 the same for all branches of Bihar Gramin Bank?
Yes. Following the merger of UBGB and DBGB, the bank moved to a centralized payment system. All transactions for any branch of Bihar Gramin Bank are processed through this single IFSC code.
What will happen if I use an old IFSC code from Dakshin Bihar Gramin Bank?
The transaction will fail. Old IFSC codes from both Dakshin Bihar Gramin Bank and Uttar Bihar Gramin Bank are no longer active. You must use the new code, PUNB0MBGB06, for the transfer to be successful.
Can I use this IFSC code for NEFT, RTGS, and IMPS?
Yes, PUNB0MBGB06 is the valid IFSC code for all three types of electronic fund transfers: NEFT, RTGS, and IMPS.
How can I verify my bank’s IFSC code?
The correct IFSC code is printed on your bank-issued chequebook and passbook. You can also confirm it by visiting the branch directly or by checking the bank’s official website.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.