Pipra is a branch location in Gopalganj district, Bihar (PIN 841427). For people and businesses here, the IFSC code is essential for electronic fund transfers. Banks use the IFSC to route NEFT, RTGS and IMPS payments to the correct branch. Entering the right IFSC ensures quick, accurate credit to the beneficiary account and avoids delays or returns.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Pipra |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108015 |
| Branch Address | Pipra, GOPALGANJ, 841427, 9297955429 |
| Contact Number | 9297955429 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841427 |
| State | Bihar |
Merger update
The Bihar Gramin Bank Pipra branch now operates under the Punjab National Bank master IFSC code PUNB0MBGB06. This reflects the consolidation of regional gramin banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank’s IFSC series. Old UBGB and DBGB IFSC codes have been revoked. For any electronic transfer, use only the new IFSC PUNB0MBGB06. Transactions using deprecated IFSCs will fail or be returned.
What is an IFSC code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that identifies a specific bank branch for electronic payments. The structure is:
- First 4 characters – bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
- Fifth character – reserved and is always 0.
- Last 6 characters – branch identifier (alphanumeric). Example here: MBGB06.
Together, PUNB + 0 + MBGB06 = PUNB0MBGB06, which uniquely routes payments to the Pipra branch under the merged banking arrangement.
How to use the IFSC code for NEFT, RTGS, IMPS
- Open your bank’s netbanking, mobile banking app, or visit a branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT/RTGS availability may be 24×7 with many banks—confirm with your bank.)
- Select “Add beneficiary” or “New payee.”
- Enter beneficiary name and account number exactly as registered.
- Enter the IFSC code: PUNB0MBGB06.
- Provide any optional details (branch name, MICR code 800811002) if requested.
- Verify beneficiary details, submit and complete authentication (OTP/2FA).
- Initiate the transfer. For large amounts choose RTGS (for high-value, real-time settlement). NEFT suits routine transfers; IMPS for immediate small-value transfers outside banking hours.
- Keep the transaction reference/UTR for tracking and reconciliation.
Benefits of knowing the IFSC
- Ensures funds reach the correct branch and account without manual intervention.
- Prevents delays, failed transfers and costly returns.
- Required for adding beneficiaries in netbanking and mobile apps.
- Helps reconcile payments using the bank and branch identifiers.
- Useful when filling cheque deposit slips, bank forms and automated payroll setups.
Contact
Branch phone: 9297955429
Branch address: Pipra, GOPALGANJ, 841427
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: What is the exact IFSC for Bihar Gramin Bank, Pipra?
A: The IFSC to be used for electronic transfers is PUNB0MBGB06.
Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06. Transfers sent to deprecated codes will fail or be returned.
Q: What is the MICR code and when is it needed?
A: The MICR code is 800811002. It is mainly used for cheque clearing. You normally don’t need MICR for online NEFT/RTGS/IMPS transfers; IFSC is sufficient.
Q: My transfer failed because IFSC was wrong. What should I do?
A: Contact your bank immediately with the transaction reference or UTR. If the transfer failed, the bank will return funds. If funds were credited to a wrong branch due to a valid but incorrect IFSC, the receiver bank will coordinate reversal — this can take time. Keep beneficiary details and timestamps handy.
Q: Is IFSC case-sensitive? Can I enter lower-case letters?
A: IFSC is not case-sensitive in bank forms, but standard practice is to enter it in upper-case (for example, PUNB0MBGB06).
Q: How quickly are NEFT, RTGS and IMPS transactions processed?
A: IMPS is immediate (real-time) and available 24×7. NEFT and RTGS are processed by banks and clearing systems; many banks now support 24×7 NEFT/RTGS, but check specific cut-off times or limits with your bank. For high-value urgent transfers use RTGS; for routine payments NEFT or IMPS are suitable.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.