Bihar Gramin Bank Piproun IFSC Code

Piproun branch of Bihar Gramin Bank is located in Piproun village, Madhubani district, Bihar — pincode 847225. This branch serves local residents and farmers for deposits, withdrawals, and electronic fund transfers. For NEFT, RTGS and IMPS transfers, the IFSC code is essential. It identifies the bank and specific branch so payments route correctly and reach the beneficiary account without delay.

Branch Details

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged as part of restructuring of regional rural banks. After the merger, these entities now operate under Punjab National Bank for electronic clearing. The consolidated IFSC in use for the merged operations is PUNB0MBGB06. Old UBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for NEFT, RTGS and IMPS transactions to this branch.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments. The structure is fixed:

• First 4 characters = bank identifier (example: PUNB = Punjab National Bank).
• 5th character = reserved and is always 0.
• Last 6 characters = branch code (example: MBGB06 in PUNB0MBGB06 identifies the specific branch).

How to Use IFSC Code

Follow these steps when sending money by NEFT, RTGS or IMPS:

• Open your bank’s netbanking or mobile app and choose fund transfer.
• Select transfer type: NEFT, RTGS or IMPS (RTGS for high-value immediate transfers; NEFT and IMPS work for other amounts).
• Enter beneficiary name and account number exactly as given by the recipient.
• Enter IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Piproun branch.
• Enter transfer amount and purpose/remarks if required.
• Verify all details carefully. A wrong IFSC or account number can delay funds or cause misrouting.
• Confirm and authenticate (OTP, token or netbanking password). Note the transaction reference for tracking.

Practical notes: NEFT and RTGS have been enabled for 24×7 continuous processing; IMPS is real-time 24×7. Still, check your bank’s processing cut-offs for settlement and final credit timing if the amount is time-sensitive.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic payments to the correct bank branch.
• Reduces failed transactions and avoids manual follow-up.
• Needed for setting up beneficiary in netbanking or mobile apps.
• Required for automatic electronic instructions such as tax payments, insurance premiums or NACH mandates.
• Useful for reconciliation — the IFSC plus account number uniquely identify the beneficiary branch.

Contact

Branch Phone: 9297954878

Branch Address: Piproun, MADHUBANI, 847225

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: How can I confirm the IFSC for Piproun branch before transferring?

  A: Check a recent bank cheque leaf or passbook for Piproun branch. Confirm with the branch phone 9297954878 or use the exact code listed here: PUNB0MBGB06.

• Q: Is IFSC case-sensitive?

  A: No. IFSC is not case-sensitive, but enter it exactly to avoid typing errors. PUNB0MBGB06, punb0mbgb06, or PunB0MbGb06 are treated the same by most systems.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC does not match the account number, the transaction may fail or be routed to the wrong branch. Banks generally hold or return funds on mismatch, but resolution can take time. Always double-check IFSC and account number.

• Q: Are old UBGB IFSC codes still valid?

  A: No. After the merger, old UBGB and DBGB IFSC codes were revoked. Use only PUNB0MBGB06 for transfers to this branch under Punjab National Bank routing.

• Q: Can I use IFSC to receive money from outside India?

  A: For inward foreign remittances, the bank usually needs SWIFT/BIC details plus the beneficiary account and IFSC. Confirm with the head office or branch whether a specific SWIFT code or intermediary bank must be used.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.