Bihar Gramin Bank PIRO IFSC Code

The Bihar Gramin Bank PIRO branch is located in Piro town, Bhojpur district, Bihar (PIN 802207). This branch serves local residents and businesses in and around Piro for deposits, withdrawals, and electronic fund transfers. When you send or receive money by NEFT, RTGS, or IMPS, the IFSC code identifies the exact bank branch for routing the transaction. Using the correct IFSC prevents delays, failed transfers, or money being sent to the wrong account.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). All previous UBGB and DBGB IFSC codes have been revoked. The merged branches now use the single IFSC code PUNB0MBGB06 (Punjab National Bank) for electronic fund transfers. Make sure you use this new IFSC for NEFT, RTGS and IMPS transfers; old UBGB or DBGB IFSCs are no longer valid.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to uniquely identify a bank branch in electronic fund transfers.

• First 4 characters: Bank identifier. Example: “PUNB” = Punjab National Bank.
• 5th character: Always “0” (reserved for future use).
• Last 6 characters: Branch identifier. Example: “MBGB06” identifies the specific merged Bihar Gramin Bank branch under PNB.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Find the IFSC: Use the branch passbook, cheque leaf, bank statement, or confirm with the branch. For PIRO branch use PUNB0MBGB06.
• Add beneficiary in your bank or payment app: Enter beneficiary name, account number, and the IFSC exactly as provided. Small typos can fail the transfer.
• Select transfer type:
  • IMPS — instant and available 24×7 for smaller, immediate transfers.
  • NEFT — used for regular transfers; now operates 24×7 and is suitable for most payments.
  • RTGS — for high-value transfers; choose when you need near real-time settlement for large sums.
• Enter amount and confirm: Review beneficiary name, account number and IFSC before authorizing.
• Authenticate and track: Use OTP or netbanking app authentication. Save transaction reference for tracking.
• If transfer fails or is delayed, contact your branch (9771464068) or the bank helpline with the transaction reference.

Benefits of Knowing the IFSC

• Accurate routing of funds to the correct branch and account.
• Faster resolution of failed or returned transactions using the correct reference details.
• Required for online additions of beneficiaries in netbanking and mobile apps.
• Prevents fraud from incorrect bank details by enabling verification against branch records (MICR, branch code).
• Makes bulk payments and payroll processing consistent across systems that rely on IFSC.

Contact

Branch Phone: 9771464068

Branch Address: PIRO, Bhojpur, 802207

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for PIRO branch?

  A: Yes. After the merger under Punjab National Bank, PUNB0MBGB06 is the valid IFSC to be used for this branch. Any previous UBGB/DBGB IFSC is revoked.

• Q: Where can I find the IFSC on a cheque or passbook?

  A: The IFSC is usually printed on the cheque leaf near the MICR code or branch details. It is also printed in the account passbook header or can be confirmed by the branch.

• Q: What is MICR code 800811002 used for?

  A: MICR (Magnetic Ink Character Recognition) 800811002 is used mainly for cheque processing by the bank clearing system. It helps identify the branch for physical cheque clearance. It is separate from IFSC, which is used for electronic transfers.

• Q: My bank says RTGS is for high-value transactions. What counts as high-value?

  A: RTGS is intended for large-value, real-time gross settlement transactions. Banks may set transaction thresholds. Check with your bank for their RTGS minimum or limits. If unsure, use NEFT or IMPS according to urgency and amount.

• Q: What should I do if I entered a wrong IFSC while sending money?

  A: If the IFSC does not match a valid branch, the transaction is likely to fail and refund to your account. If the IFSC matches a different account, contact your bank immediately with the transaction reference. Provide the beneficiary details and your transaction ID so the bank can trace and reverse if possible.

• Q: Do IFSC codes change after a merger?

  A: Yes. After mergers, banks often migrate branch operations under the acquiring bank’s IFSC format. Old IFSCs are revoked and replaced by new ones (as happened when UBGB/DBGB merged under PNB). Always confirm the current IFSC before transferring funds.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.