The Bihar Gramin Bank branch at Pirokhar is located in Pirokhar village in Madhubani district, Bihar (PIN 843319). This branch serves local depositors, small businesses, and agricultural customers. For electronic fund transfers—NEFT, RTGS and IMPS—you need the branch IFSC code to route payments correctly. The IFSC ensures your payment reaches the exact branch account and avoids delays or returns.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Pirokhar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100390 |
| Branch Address | Pirokhar, MADHUBANI, 843319, 9297954879 |
| Contact Number | 9297954879 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | MADHUBANI |
| Pincode | 843319 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank. These merged branches now use the single IFSC code PUNB0MBGB06 for electronic transfers. Old IFSC codes issued under UBGB or DBGB have been revoked and are no longer valid for NEFT, RTGS or IMPS. Always use PUNB0MBGB06 for transactions to this branch to avoid failed or returned transfers.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that identifies bank branches for electronic payments. The structure is:
- First 4 characters = bank identifier (letters). Example: PUNB = Punjab National Bank.
- 5th character = reserved and is always 0.
- Last 6 characters = branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch.
So for PUNB0MBGB06: PUNB = Punjab National Bank, 0 = reserved, MBGB06 = Pirokhar branch code within the merged Gramin Bank network.
How to Use IFSC Code
Follow these steps when sending money via NEFT, RTGS or IMPS:
- Open your bank’s internet banking, mobile app or visit the branch.
- Choose transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT and RTGS are also available round-the-clock in current systems, but verify with your bank for any service windows.)
- Enter beneficiary name and account number exactly as given by the recipient.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Pirokhar.
- Enter the amount and any purpose or remarks required.
- Verify all details on the confirmation screen before authorizing the payment.
- Save the beneficiary details if you plan repeat transfers. Some banks require an activation period before first transfer to a new beneficiary.
Benefits of Knowing the IFSC
- Ensures electronic funds reach the correct branch and account without manual intervention.
- Reduces failed transactions and return charges caused by incorrect branch details.
- Makes adding beneficiaries simple and fast in internet or mobile banking.
- Helpful for cheque clearing and reconciling bank statements (paired with MICR code).
- Required for direct credit of salaries, subsidies, or government transfers to the exact branch.
Contact
Branch phone no: 9297954879
Branch Address: Pirokhar, MADHUBANI, 843319
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct code for Pirokhar branch?
A: Yes. PUNB0MBGB06 is the valid IFSC code to use for Bihar Gramin Bank, Pirokhar. Use this code for NEFT, RTGS and IMPS.
Q: What happens if I use an old UBGB or DBGB IFSC?
A: Old UBGB or DBGB IFSC codes have been revoked after the merger. Transactions using revoked codes will likely fail or be returned. Always use the new code PUNB0MBGB06.
Q: Where can I confirm the IFSC before transferring?
A: Confirm on the beneficiary’s cheque leaf, passbook, bank-provided statement, or by calling the branch number (9297954879). Banks’ customer care or the head office can also confirm.
Q: What is the difference between IFSC and MICR?
A: IFSC identifies a branch for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearing at the clearing house. For Pirokhar branch MICR is 800811002.
Q: Can I add Pirokhar branch as a beneficiary for immediate transfers?
A: You can add it, but many banks impose a cooling period (a few hours to 24 hours) before you can transfer to a newly added beneficiary. IMPS may allow instant transfers depending on your bank’s rules.
Q: Are there limits or charges for these transfers?
A: Limits and charges depend on your bank and the transfer method. IMPS is typically for smaller instant transfers; RTGS is for high-value real-time settlements; NEFT handles varied amounts. Check your bank’s tariff schedule or ask customer care (toll free 18001807777) for exact fees and limits.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.