The Pirpaiti branch of Bihar Gramin Bank is located in the Bhagalpur district of Bihar. For any online money transfer to this branch, you need its unique Indian Financial System Code (IFSC). This 11-character code is essential for routing funds correctly through systems like National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). Without the correct IFSC, your transaction cannot be completed.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Pirpaiti |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | MBGB06 |
| Branch Address | Pirpaiti, Bhagalpur, Bihar – 813209 |
| Contact Number | 8102918750 |
| City | Bhagalpur |
| District | Bhagalpur |
| Pincode | 813209 |
| State | Bihar |
Important Merger Update
Bihar Gramin Bank was formed by the merger of two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). After the merger, all branches operate under the unified Bihar Gramin Bank, which is sponsored by Punjab National Bank (PNB).
As a result, all old IFSC codes belonging to the former banks have been discontinued. Only the new IFSC codes starting with ‘PUNB’ are valid for transactions. For the Pirpaiti branch, you must use PUNB0MBGB06. Using an old code will cause your transaction to fail.
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to identify every bank branch in the country. It ensures that funds are sent to the correct location during an electronic transfer.
The code has a specific structure. Let’s break down the IFSC for the Pirpaiti branch, PUNB0MBGB06:
- PUNB: The first four letters represent the sponsor bank, which is Punjab National Bank.
- 0: The fifth character is always a zero. It is reserved for future use.
- MBGB06: The last six characters are the unique code for the Pirpaiti branch.
How to Use the IFSC Code for Fund Transfers
Using the IFSC code is a straightforward part of making an online payment. Whether you are using a mobile banking app or a bank’s website, the steps are similar.
- Log in to your net banking or mobile banking application.
- Navigate to the ‘Fund Transfer’ or ‘Payments’ section.
- Choose the payment method: NEFT, RTGS, or IMPS.
- Add a new beneficiary (the person or account you want to pay).
- Enter the beneficiary’s name, account number, and account type.
- In the IFSC field, carefully type PUNB0MBGB06 to direct the payment to the Bihar Gramin Bank, Pirpaiti branch.
- Verify the details and confirm the transaction.
Benefits of Using the Correct IFSC Code
- Accuracy: It eliminates errors by ensuring your money is sent to the exact intended bank branch.
- Speed: The code allows for automated processing of transactions, which makes transfers faster and more efficient.
- Security: It acts as a verification step, reducing the risk of funds being misdirected.
- Universal Access: It enables seamless transactions between different banks anywhere in India.
Contact Information
For any direct inquiries, you can reach out to the branch or the head office.
Pirpaiti Branch
Phone: 8102918750
Address: Pirpaiti, Bhagalpur, Bihar – 813209
Bihar Gramin Bank Head Office
Address: Shri Vishnu Commercial Complex, Asochak, Patna – 800030, Bihar
Toll-Free Number: 1800-180-7777
Frequently Asked Questions
1. Why does the IFSC code for Bihar Gramin Bank start with ‘PUNB’?
The code starts with ‘PUNB’ because Bihar Gramin Bank is sponsored by Punjab National Bank (PNB). PNB oversees its operations, and the IFSC format reflects this sponsorship.
2. Can I use an old Dakshin Bihar Gramin Bank IFSC code for this branch?
No. All IFSC codes from the pre-merger banks (Dakshin Bihar Gramin Bank and Uttar Bihar Gramin Bank) are no longer valid. You must use the new code, PUNB0MBGB06, for all transactions to the Pirpaiti branch.
3. What happens if I enter the wrong IFSC code?
If you enter an incorrect IFSC code, the transaction will most likely fail. The funds will be automatically reversed and returned to your account. This process can sometimes take a few business days.
4. Is the IFSC code the same for every Bihar Gramin Bank branch?
No. While the first four letters (‘PUNB’) are common for all branches, the last six characters are unique to each specific branch. For example, the code for the Pirpaiti branch is MBGB06, but another branch will have a different six-character identifier.
5. Is an IFSC code required for UPI payments?
Generally, you do not need an IFSC code for standard UPI payments made through a Virtual Payment Address (VPA) or QR code. However, you will need the IFSC code when adding a beneficiary’s bank account to your banking app for larger transfers via NEFT, RTGS, or IMPS.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.