Bihar Gramin Bank Pitaujhiya IFSC Code

The Bihar Gramin Bank branch at Pitaujhiya serves customers in Muzaffarpur district, Bihar (PIN 843117). Its IFSC code is essential when you send or receive funds via NEFT, RTGS or IMPS. The IFSC routes electronic payments to the correct bank and branch. Using the correct code avoids failed transfers and delays.

Branch Details

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged under Punjab National Bank for backend operations and numbering. The Pitaujhiya branch now uses the single IFSC PUNB0MBGB06 under Punjab National Bank. Any old UBGB or DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transfers. Always verify the IFSC before sending funds.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character code used to route electronic payments. The format is fixed:

• First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
• 5th character: always 0 (reserved).
• Last 6 characters: branch identifier (alphanumeric). For Pitaujhiya this is MBGB06, making the full code PUNB0MBGB06.

How to Use IFSC Code

• Open your bank’s online banking or mobile app. Select NEFT, RTGS or IMPS transfer.
• Enter the beneficiary name exactly as per bank records.
• Enter the beneficiary account number. Double-check digits; even one wrong digit can send money to another account.
• Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Pitaujhiya branch.
• Enter the transfer amount and purpose (if required).
• Verify all details and confirm using your transaction PIN or OTP.
• Keep the transaction reference number. Use it to track or raise disputes.

Notes on timings: IMPS is instant and available 24×7. NEFT and RTGS have been enabled for round‑the‑clock processing by banks and typically operate 24×7; confirm with your bank for maintenance windows or limits.

Benefits

• Ensures funds route to the correct bank and branch.
• Required for NEFT, RTGS and IMPS transfers.
• Helps avoid failed transfers and return charges.
• Makes automated reconciliation easier for businesses.
• Allows remote transfers without visiting the branch.

Contact

Branch phone no: 9297955393

Branch Address: Pitaujhiya, MUZAFFARPUR, 843117

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use the old UBGB or DBGB IFSC for transfers?
  A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for transactions to the Pitaujhiya branch.
• Q: Where can I find the IFSC on bank documents?
  A: You can find it on the cheque leaf, passbook, account statement, or by calling the branch. For Pitaujhiya, the IFSC is printed as PUNB0MBGB06.
• Q: What happens if I enter the wrong IFSC but correct account number?
  A: If the IFSC points to a different branch in the same bank, the transfer may still reach the correct account. If it points to a different bank, the transaction will likely fail and be returned. Always verify both account number and IFSC before confirming.
• Q: Is IFSC case-sensitive?
  A: No. IFSC is not case-sensitive. You can enter it in upper or lower case, but standard practice is uppercase (e.g., PUNB0MBGB06).
• Q: How can I verify IFSC before a large transfer?
  A: Call the branch at 9297955393 or the bank’s toll-free number 18001807777. You can also check your cheque leaf or passbook. For large sums, make a small test transfer first.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.