Bihar Gramin Bank Pokhram IFSC Code

Bihar Gramin Bank Pokhram IFSC Code
Pokhram is a town in Darbhanga district, Bihar (PIN 847203). This article gives accurate branch details and explains how to use the IFSC code for fund transfers. The IFSC code is essential for electronic transfers via NEFT, RTGS and IMPS. It identifies the bank and the exact branch so money reaches the correct account without manual routing.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Pokhram
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100456
Branch Address	Pokhram, DARBHANGA, 847203, 9297955143
Contact Number	9297955143
City	DARBHANGA
District	DARBHANGA
Reason	DARBHANGA
Pincode	847203
State	Bihar

Merger Update

This Pokhram branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank (PNB). If this branch was earlier listed under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that the two regional gramin banks have been consolidated and their operations now route through PNB’s IFSC structure. Old UBGB/DBGB IFSC codes have been revoked. Only the new code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. Always use the current IFSC shown above when initiating transfers.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character code used to uniquely identify a bank branch in electronic payment systems.

• First 4 characters: bank identifier. Example: PUNB = Punjab National Bank.
• 5th character: reserved and is always 0 (zero).
• Last 6 characters: branch identifier. Example for this branch: MBGB06 (so full code is PUNB0MBGB06).

How to Use IFSC Code for NEFT, RTGS, IMPS

• Step 1: Collect beneficiary details — name, account number, bank name, branch name and IFSC. Confirm the IFSC is PUNB0MBGB06 for Pokhram.
• Step 2: Log in to your netbanking, mobile banking or UPI app. Choose NEFT, RTGS or IMPS based on urgency and amount.
• Step 3: Enter beneficiary account number and paste the IFSC exactly. IFSCs are typically uppercase but systems accept lowercase too. Double-check characters like O (letter) vs 0 (zero).
• Step 4: Enter amount and purpose. For RTGS, ensure amount meets the bank’s minimum (typically ₹2,00,000) and any cut-off rules. NEFT has no minimum and is available round-the-clock. IMPS is instant and 24×7 for smaller amounts per bank limits.
• Step 5: Verify details on the confirmation screen. Submit and note the transaction reference or UTR for tracking.
• Step 6: If transfer fails or shows beneficiary mismatch, contact your bank immediately with the UTR and beneficiary details.

Benefits of Knowing the IFSC

• Ensures funds land in the correct branch and account. One wrong character can route or fail a transaction.
• Makes electronic payments faster and traceable using UTR/transaction IDs.
• Required for salary credits, vendor payments, tax refunds and standing instructions.
• Needed to set up bulk payouts or reconcile payments for businesses.
• Saves time at the branch — no need to share lengthy address details when electronic transfer is used.

Contact

Branch phone no: 9297955143

Branch Address: Pokhram, DARBHANGA, 847203

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: What is the IFSC code for Bihar Gramin Bank, Pokhram branch?
A: The IFSC is PUNB0MBGB06. Use this code for NEFT, RTGS and IMPS transfers to the Pokhram branch.

Q: Are older UBGB or DBGB IFSC codes still valid for this branch?
A: No. Old UBGB/DBGB IFSC codes have been revoked after consolidation. Only the current IFSC PUNB0MBGB06 is valid.

Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the bank or branch, the fund transfer will likely fail or be returned. In some cases a wrong IFSC but correct account number can still route to the intended account, but you should not rely on that. Always verify IFSC and account number before submitting.

Q: Can I use this IFSC for IMPS transfers?
A: Yes. IMPS accepts IFSC for routing. IMPS is instant and available 24×7, subject to bank limits.

Q: How long do NEFT and RTGS transfers take to reach this branch?
A: NEFT is processed in near real-time and is available 24×7; funds usually arrive within minutes but can take longer in rare cases. RTGS is for high-value transfers (typically ₹2,00,000 and above) and settles immediately. Always keep the transaction reference (UTR) to track.