Bihar Gramin Bank — Purani Bazar (Jamui) branch is located in Jamui district, Bihar (PIN 811307). This branch handles retail and rural banking needs for Purani Bazar and nearby areas. For any electronic fund transfer (NEFT, RTGS, IMPS) you must use the branch IFSC code. The IFSC uniquely identifies the bank and branch during electronic transfers. Using the correct IFSC ensures funds route to the intended branch quickly and reduces failed or delayed transactions.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Purani Bazar(Jamui) |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3445 |
| Branch Address | Purani Bazar(Jamui), Jamui, 811307, 7061383144 |
| Contact Number | 7061383144 |
| City | Jamui |
| District | Jamui |
| Reason | JAMUI |
| Pincode | 811307 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganized under the umbrella of Punjab National Bank for electronic payments. As a result, affected branches now use the single IFSC code PUNB0MBGB06 under Punjab National Bank for NEFT/RTGS/IMPS. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for transactions. Always confirm the IFSC before initiating a transfer.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers. The structure is:
- First 4 characters: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character: Reserved and is always 0 (zero).
- Last 6 characters: Branch code (alphanumeric). Example in PUNB0MBGB06 the MBGB06 part denotes the specific branch.
The IFSC is unique per branch and is used by clearing systems to route messages and funds to the correct destination.
How to Use IFSC Code
- Open your bank’s netbanking portal or mobile app, or visit the branch if you prefer.
- Choose the transfer type: NEFT, RTGS or IMPS depending on urgency and amount.
- Add a beneficiary by entering the beneficiary name, account number and the IFSC code PUNB0MBGB06. Double-check spelling and digits.
- Save the beneficiary if required. Some banks have a validation hold (e.g., a few minutes to 24 hours) before you can send money to a newly added beneficiary.
- Initiate the transfer: enter the amount and purpose, then confirm with your transaction PIN/OTP.
- Note the transaction reference or UTR number. This helps track the transfer if there is an issue.
- Verify the beneficiary account and IFSC if the transfer is returned or not credited. If you enter the wrong IFSC, the bank will attempt to match account number and IFSC. This can cause rejections or misrouting—confirm both values before sending.
- IMPS is typically instant and available 24×7. NEFT and RTGS availability may vary by bank and platform—check your bank’s schedule if timing is critical.
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank branch for NEFT, RTGS, IMPS transfers.
- Reduces failed transactions and delays caused by incorrect branch identification.
- Makes setting up beneficiaries quick and accurate on netbanking or mobile apps.
- Required when receiving salary, vendor payments, or government transfers directly into your account.
- Helps customer service trace transactions using the UTR combined with the IFSC and branch code.
Contact
Branch Phone No: 7061383144
Branch Address: Purani Bazar(Jamui), Jamui, 811307
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC to use for this branch?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS for this branch. Old UBGB/DBGB IFSCs are revoked after the reorganization; they will not work for electronic transfers.
Q: Where can I find the IFSC on my banking documents?
A: IFSC is printed on cheque leaves, passbooks and account statements. Banks also display it on the branch notice board and customer service forms.
Q: What is the difference between IFSC and MICR?
A: IFSC (11 characters) is used for electronic transfers. MICR (9 digits) is used for cheque clearing and is printed in the cheque’s bottom magnetic ink zone. For this branch, MICR is 800811002.
Q: What if I enter the wrong IFSC when transferring funds?
A: If IFSC and account number don’t match a valid record, the transfer will typically be returned. If the account number exists under the wrong IFSC, funds could be routed incorrectly. Banks usually verify both fields, but always double-check before confirming.
Q: Can I use IFSC for UPI payments?
A: UPI uses a Virtual Payment Address (VPA) and typically does not require IFSC for P2P UPI transfers. However, when you link a bank account or add beneficiaries in some banking apps you may need the IFSC.
Q: How do I get help if a transfer to this IFSC fails?
A: Note the UTR/reference number and contact the branch at 7061383144 or the toll-free number 18001807777. Provide transfer details (date, amount, beneficiary account, IFSC and UTR) to expedite tracing.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.