The Bihar Gramin Bank branch at Putai Mahthour serves customers in Darbhanga district of Bihar (pin code 847423). This location handles deposits, withdrawals, remittances and retail banking services for local residents and businesses. For electronic fund transfers — NEFT, RTGS and IMPS — the correct IFSC code is essential. The IFSC ensures your payment is routed to the exact bank and branch. Using the wrong IFSC can delay transfers or cause failed transactions.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Putai Mahthour |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100440 |
| Branch Address | Putai Mahthour, DARBHANGA, 847423, 9297955144 |
| Contact Number | 9297955144 |
| City | DARBHANGA |
| District | DARBHANGA |
| Reason | DARBHANGA |
| Pincode | 847423 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were amalgamated and now operate under the single entity Bihar Gramin Bank with Punjab National Bank as the sponsor. All old UBGB and DBGB IFSC codes have been revoked. For electronic transfers to the Putai Mahthour branch use the new IFSC PUNB0MBGB06. Only this IFSC is valid for NEFT, RTGS and IMPS transactions to this branch.
What is an IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic payments.
- First 4 characters: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character: Reserved and always 0.
- Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
Note: The branch numeric code (here 100440) is an internal identifier and is not the same as the last six characters of the IFSC.
How to Use the IFSC Code (NEFT, RTGS, IMPS)
- Get the recipient’s bank name, branch name, account number and IFSC (here PUNB0MBGB06).
- Open your bank’s netbanking portal or mobile app. You can also visit the bank branch or use an ATM where supported.
- Choose transfer type:
- NEFT — for regular electronic transfers (suitable for most amounts).
- RTGS — for high-value transfers; typically used above the bank-specified threshold (commonly Rs.2 lakh and above).
- IMPS — for instant transfers, available 24×7 for smaller or urgent payments subject to bank limits.
- Enter beneficiary name, account number and IFSC (PUNB0MBGB06). Verify entries carefully; even one wrong character can misroute or reject the payment.
- Enter amount and purpose, then confirm. Authenticate using OTP, UPI PIN or your bank’s approval method.
- Save the beneficiary details for future transfers if you expect to send money regularly.
Benefits of Knowing the IFSC
- Ensures funds go to the correct bank and branch.
- Prevents delays and failed transactions.
- Required for NEFT, RTGS and IMPS transfers and for some online bill payments.
- Helps verify branch identity when receiving electronic credits like salary or refunds.
- Useful when ordering cheque books or filling bank forms that require branch identification.
Contact
Branch Phone: 9297955144
Branch Address: Putai Mahthour, DARBHANGA, 847423
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. PUNB0MBGB06 is the current and valid IFSC. Old UBGB/DBGB IFSC codes have been revoked after the merger.
Q: What is the MICR code used for?
A: The MICR code (800811002) is used for cheque clearing through the banking clearing system. It is not used for NEFT/RTGS/IMPS transfers, but it helps with cheque processing.
Q: Can I use this IFSC for mobile or UPI transfers?
A: For UPI you generally use a VPA (virtual payment address). For IMPS through bank apps or netbanking, use PUNB0MBGB06 when asked for the beneficiary IFSC.
Q: What if I enter the wrong IFSC?
A: If the IFSC does not match the account’s bank/branch, the transfer may fail or be returned. In some cases, banks may auto-correct if account and IFSC point to the same branch, but you should not rely on that. Always verify before confirming.
Q: How quickly will funds arrive?
A: IMPS is instant (subject to bank systems). RTGS is real-time for large-value transfers. NEFT typically completes within the bank’s settlement timelines. Exact timing depends on the sending and receiving banks and the transfer mode.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.