Bihar Gramin Bank Radhaur IFSC Code

Bihar Gramin Bank Radhaur IFSC Code

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The Bihar Gramin Bank Radhaur branch is located in Radhaur village in Sitamarhi district, Bihar. This branch serves local residents and businesses for deposits, withdrawals and digital fund transfers. For digital payments—NEFT, RTGS and IMPS—the branch’s IFSC code is essential. The IFSC ensures your transfer routes to the correct bank and branch and prevents delays or returns.

Branch Details Table

  • Bank Name: Bihar Gramin Bank
  • Branch Name: Radhaur
  • IFSC Code: PUNB0MBGB06
  • MICR Code: 800811002
  • Branch Code: 100141
  • Branch Address: Radhaur, SITAMARHI, 0, 9297954768
  • Contact Number: 9297954768
  • City: SITAMARHI
  • District: SITAMARHI
  • Reason: SITAMARHI
  • Pincode: 0
  • State: Bihar

Merger Update

Important: The Radhaur branch was part of the regional Gramin banks (Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank) that have been merged under Punjab National Bank (PNB). All old UBGB/DBGB IFSC codes have been revoked. The only valid IFSC for this branch now is PUNB0MBGB06 (operating under Punjab National Bank). Use this IFSC for all NEFT, RTGS and IMPS transfers to avoid failed or returned transactions.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.

  • First 4 characters — identify the bank (e.g., PUNB = Punjab National Bank).
  • Fifth character — is reserved and is always 0.
  • Last 6 characters — identify the specific branch (alphanumeric, e.g., MBGB06 in PUNB0MBGB06).

So in PUNB0MBGB06 you can read: PUNB = bank, 0 = reserved, MBGB06 = branch identifier assigned under PNB for the former Gramin bank branch.

How to Use IFSC Code

  • Open your bank’s netbanking, mobile app or visit the branch counter for a transfer.
  • Select transfer type: NEFT, RTGS or IMPS according to urgency and availability.
  • Enter beneficiary name and bank account number exactly as provided.
  • Enter the IFSC code: PUNB0MBGB06. Verify the code visually—one wrong character can route the payment elsewhere.
  • Enter transfer amount and any required purpose or remarks.
  • Review details carefully and confirm the transfer. Save the transaction reference for tracking.
  • For first-time beneficiaries, many banks send a small OTP or request confirmation before processing. Consider doing a small-value test transfer for new payees.

Benefits of Knowing the IFSC

  • Ensures accurate routing of electronic funds to the exact branch and account.
  • Reduces failed or returned transactions and associated delays.
  • Required for NEFT, RTGS and IMPS transfers—without it transactions cannot be processed online.
  • Helps customer support trace or reconcile payments quickly using the branch code and MICR.
  • Makes it safe to send money remotely without sharing sensitive branch contact details.

Contact

  • Branch Phone No: 9297954768
  • Branch Address: Radhaur, SITAMARHI, 0, 9297954768
  • Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
  • Toll Free No: 18001807777

FAQs

  • Q: Is PUNB0MBGB06 the only valid IFSC I should use for Radhaur?

    A: Yes. After the merger under Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSCs are revoked and must not be used.

  • Q: Can I use the IFSC for IMPS as well as NEFT and RTGS?

    A: Yes. The IFSC is used for NEFT, RTGS and IMPS. Enter the same IFSC when prompted in your bank’s app or internet banking.

  • Q: What if I enter the wrong IFSC?

    A: If the wrong IFSC points to an existing branch, the transfer may go to that account or be returned; if invalid, the payment will be rejected. Contact your bank immediately with the transaction reference to start a trace and reversal.

  • Q: How quickly do transfers reach the beneficiary?

    A: IMPS is typically instant, NEFT settles in hourly batches (or near-real-time depending on bank processing), and RTGS is for higher-value, usually faster clearing. Processing windows and exact times vary by bank—confirm with your bank for cut-off and settlement timings.

  • Q: Where else can I verify this IFSC before sending money?

    A: Verify the IFSC on a bank cheque leaf, passbook entry for the account, or by calling the branch phone number (9297954768) or the bank’s toll-free number (18001807777). Always cross-check before initiating large transfers.

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