The Bihar Gramin Bank Raipur branch is located in Raipur village, Sitamarhi district, Bihar. This branch uses the IFSC code PUNB0MBGB06 for electronic fund transfers. An IFSC code is essential for NEFT, RTGS and IMPS transfers. It ensures funds route to the correct bank and branch. Always confirm the IFSC before sending money to avoid delays or failed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Raipur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100042 |
| Branch Address | Raipur, SITAMARHI, 0, 9297954119 |
| Contact Number | 9297954119 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged to form a single entity under the sponsor bank, and the combined rural bank now operates with the IFSC code PUNB0MBGB06 under Punjab National Bank. Old IFSC codes issued to UBGB or DBGB branches have been revoked. For all NEFT, RTGS and IMPS transactions to this branch, use only PUNB0MBGB06. Using a revoked IFSC can cause transfer rejection or delay.
What is an IFSC code?
An IFSC (Indian Financial System Code) is an 11-character code. It routes electronic payments to the correct bank and branch. The structure is:
- First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character — reserved and is always 0.
- Last 6 characters — branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06 identifies the specific branch.
How to use the IFSC code for NEFT, RTGS and IMPS
- Open your bank’s netbanking portal or mobile app and go to ‘Add beneficiary’ or ‘Manage payees’.
- Enter beneficiary name, account number and the IFSC PUNB0MBGB06. Double-check spelling and digits.
- Save the beneficiary. Your bank may require beneficiary confirmation (OTP or bank approval) before the beneficiary is active.
- Choose the transfer type: NEFT, RTGS or IMPS in the payments menu. (RTGS is for large-value, immediate settlement; IMPS is instant and available 24×7; NEFT processes in settlement batches or continuously depending on bank.)
- Enter the amount and a transfer remark. Verify all details on the confirmation screen.
- Authorize the transaction using the required PIN, password or OTP. Keep the transaction reference for tracking.
- If a transfer fails, contact your bank and provide the reference number and beneficiary details to speed up resolution.
Benefits of knowing the IFSC code
- Ensures accurate routing of funds to the intended branch.
- Prevents failed or returned transactions due to wrong bank/branch details.
- Required to add beneficiaries and initiate NEFT, RTGS or IMPS transfers.
- Makes reconciliation easier for businesses and individuals.
- Helps customer service teams trace transactions quickly using the code and reference number.
Contact
Branch phone no: 9297954119
Branch Address: Raipur, SITAMARHI, 0, 9297954119
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: What is the IFSC code for Bihar Gramin Bank, Raipur branch?
A: The IFSC code is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS transfers to this branch.
Q: Can I use an old UBGB or DBGB IFSC to transfer funds?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Only PUNB0MBGB06 is valid for this branch now.
Q: Where can I find the IFSC on cheque or passbook?
A: IFSC is usually printed on the cheque leaf near the MICR line and may also appear in the passbook or account details page in netbanking.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the beneficiary bank/branch, the transfer may be rejected or credited to a wrong branch if the account number matches another branch. Contact your bank immediately with the transaction reference to track or reverse the transfer.
Q: Is IFSC required for UPI transfers?
A: Typically no. UPI uses a Virtual Payment Address (VPA) like name@bank. IFSC is required for NEFT/RTGS/IMPS bank-to-bank transfers but not for standard UPI payments.
Q: How do I confirm this IFSC before transferring?
A: Confirm the IFSC on a printed cheque, passbook entry, or by calling the branch at 9297954119. Cross-check the IFSC shown by your bank while adding the beneficiary before authorizing the transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.