Bihar Gramin Bank Rajaura IFSC Code

Bihar Gramin Bank Rajaura IFSC Code

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The Bihar Gramin Bank, Rajaura branch is located in Rajaura village, Begusarai district, Bihar (Pincode 851115). For anyone sending or receiving money to this branch, the IFSC code is essential. Banks use the IFSC to route electronic fund transfers — NEFT, RTGS and IMPS — to the correct bank and branch. Entering the correct IFSC avoids delays and failed transfers.

Branch Details Table

  • Bank Name – Bihar Gramin Bank
  • Branch Name – Rajaura
  • IFSC Code – PUNB0MBGB06
  • MICR Code – 800811002
  • Branch Code – 3824
  • Branch Address – Rajaura, Begusarai, 851115, 8102926316
  • Contact Number – 8102926316
  • City – Begusarai
  • District – Begusarai
  • Reason – BEGUSARAI
  • Pincode – 851115
  • State – Bihar

Merger Update

If this branch was earlier listed under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both sponsor arrangements were consolidated and now operate under a single code. The unified IFSC for this branch is PUNB0MBGB06 under Punjab National Bank sponsorship. Old UBGB/DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. Using revoked codes will cause transaction failures or returns.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a bank branch in electronic fund transfers.

  • First 4 characters = bank identifier (letters). Example: PUNB indicates Punjab National Bank.
  • 5th character = reserved and is always 0 (zero) in the standard format.
  • Last 6 characters = branch identifier (alphanumeric). Example: in PUNB0MBGB06, MBGB06 is the branch code portion.

How to Use IFSC Code

  • Online banking / mobile app: When adding a beneficiary, enter the beneficiary name, account number and IFSC exactly as provided (e.g., PUNB0MBGB06). Select NEFT, RTGS or IMPS depending on the transfer timing and amount.
  • Bank branch form: On an RTGS/NEFT form, write the IFSC in the designated box. For IMPS via mobile, the IMPS form in many apps also asks for IFSC or MMID; use IFSC for account-to-account transfers.
  • Double-check: Confirm the IFSC and account number with the beneficiary before initiating transfer. A wrong IFSC may route funds to a different branch or lead to returns.
  • Selecting transfer type: Use RTGS for high-value immediate transfers (typically above bank-set thresholds), NEFT for queued batch transfers, and IMPS for instant small-value transfers 24×7.
  • Keep proof: Save the transaction reference and confirmation screenshot until funds are credited.

Benefits of Knowing the IFSC

  • Ensures funds are routed to the correct bank and branch quickly.
  • Prevents failed transfers and reduces need for refunds or investigations.
  • Required for adding beneficiaries in netbanking and mobile apps.
  • Enables instant transfers via IMPS and real-time routing for RTGS/NEFT.
  • Helps bank staff locate the exact branch for manual or offline processes.

Contact

  • Branch phone no – 8102926316
  • Branch Address – Rajaura, Begusarai, 851115
  • Head office address – SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
  • Toll free no – 18001807777

FAQs

  • Q: Is PUNB0MBGB06 valid for NEFT, RTGS and IMPS?

    A: Yes. PUNB0MBGB06 is the unified IFSC for the Rajaura branch and is used for NEFT, RTGS and IMPS transactions.

  • Q: What happens if I use an old UBGB or DBGB IFSC?

    A: Old UBGB/DBGB IFSC codes have been revoked after the merger. Transactions with revoked IFSCs will fail or be returned. Always use the current IFSC PUNB0MBGB06.

  • Q: How can I verify this IFSC before transferring money?

    A: Verify with the beneficiary, call the branch at 8102926316, or consult your bank’s customer service (toll-free 18001807777). Many banking apps and bank statements also display the IFSC against each account.

  • Q: Do I need the branch address for an online transfer?

    A: For most online transfers you only need the beneficiary name, account number and IFSC. Branch address is useful for verification and for some bank forms or offline processes.

  • Q: The IFSC shows letters in the last 6 characters — is that normal?

    A: Yes. The last six characters can be letters, numbers, or a combination. They uniquely identify the branch. For this branch the last six are MBGB06.

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