Bihar Gramin Bank Rajkhandh IFSC Code

The Rajkhandh branch of Bihar Gramin Bank is located in Rajkhandh, Muzaffarpur district, Bihar (PIN 843312). For fund transfers such as NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC routes electronic payments to the exact bank branch. A wrong or revoked IFSC can delay or fail a transfer, so always confirm the current code before sending money.

Branch Details

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganised and now operate under a single IFSC code issued by Punjab National Bank. The consolidated IFSC for affected regional branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transaction to these branches use only the new IFSC PUNB0MBGB06. Sending payments to a revoked IFSC will cause failure or delays.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic payments. The structure is:

• First 4 characters – bank identifier (for example, “PUNB” = Punjab National Bank).
• 5th character – always “0” (reserved for future use).
• Last 6 characters – branch identifier (alphanumeric). These locate the specific branch.

Example: PUNB0MBGB06 — “PUNB” = Punjab National Bank, “0” reserved, “MBGB06” = branch code part that points to the Rajkhandh/merged regional branch.

MICR (Magnetic Ink Character Recognition) is a separate 9-digit code used for cheque clearing. Here the MICR is 800811002.

How to Use IFSC Code

• Get beneficiary details: account name, account number, and IFSC (confirm with the beneficiary).
• Open your bank’s netbanking or mobile app. Choose NEFT, RTGS or IMPS depending on amount and urgency.
• Enter beneficiary name and account number exactly as provided.
• Enter the IFSC: PUNB0MBGB06 for this Rajkhandh branch. Double-check spelling and character case.
• Enter amount and any required remarks. Verify transaction limits: RTGS is commonly used for high-value transfers (typically for large transfers; bank rules set exact minimums), NEFT/IMPS for other amounts.
• Review the summary. Confirm and authenticate (OTP or token) to complete the transfer.
• Save the transaction reference and check beneficiary account for credit. If a transaction fails, contact your bank with the reference number.

Benefits of Knowing the IFSC

• Ensures funds reach the exact branch and account without manual routing.
• Reduces failed transfers and reconciliation issues.
• Required for NEFT, RTGS and IMPS transactions. Many forms and apps mandate it.
• Helps customer service locate branch details quickly using IFSC or MICR.
• Useful for setting up standing instructions, salary credits and vendor payments.

Contact

Branch phone no: 9297955396

Branch Address: Rajkhandh, MUZAFFARPUR, 843312

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: How do I confirm this IFSC before sending money?

  A: Ask the beneficiary to confirm the IFSC on a bank-issued passbook, cheque leaf, or call the branch number 9297955396. Use only the IFSC shown here: PUNB0MBGB06.

• Q: What happens if I use the old UBGB/DBGB IFSC?

  A: Old UBGB/DBGB IFSCs have been revoked. Payments sent to revoked codes will fail or be returned. Use the new IFSC PUNB0MBGB06 to avoid issues.

• Q: Is IFSC case-sensitive?

  A: Electronic systems treat IFSC as alphanumeric identifiers. Enter it exactly as provided. Most systems are not case-sensitive, but entering the correct characters is essential.

• Q: Can the IFSC change in future?

  A: Yes. IFSC can change after mergers, rebranding, or system updates. Banks announce changes; confirm with the branch or your bank before high-value transfers.

• Q: What is the difference between IFSC and MICR?

  A: IFSC is for electronic fund transfers (NEFT/RTGS/IMPS). MICR is a 9-digit code printed on cheques to speed up cheque clearing. Both identify branches but serve different systems.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.