Bihar Gramin Bank Rajoun IFSC Code

Rajoun is a village in Banka district, Bihar (PIN 813107). The local bank branch listed here is Bihar Gramin Bank, Rajoun. For electronic fund transfers such as NEFT, RTGS and IMPS, the IFSC code uniquely identifies the bank and branch. Using the correct IFSC ensures funds route to the intended branch and account without delay or rejection.

Branch Details

Merger Update

Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into Punjab National Bank’s rural operations. Both banks now use the single IFSC code PUNB0MBGB06 under Punjab National Bank for branch-level transactions. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC (PUNB0MBGB06) is valid for NEFT, RTGS and IMPS transfers to this branch.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments.

• First 4 characters – identify the bank. (Example: PUNB = Punjab National Bank)
• 5th character – is reserved and is always 0 (zero).
• Last 6 characters – identify the specific branch. (Example: in PUNB0MBGB06, the last six are MBGB06.)

How to Use IFSC Code

1. Open your bank’s netbanking, mobile banking app, or visit the branch for a manual form.
2. Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant. NEFT and RTGS depend on batch or settlement rules.)
3. Enter beneficiary name and account number exactly as given by the payee.
4. Enter the IFSC: PUNB0MBGB06. Double-check spelling and characters.
5. Fill any additional fields such as branch name or purpose if requested.
6. Confirm details and authenticate the transaction (OTP, token or signature) to complete the transfer.
7. Keep the transaction reference or UTR for reconciliation and queries.

Benefits of Knowing the IFSC

• Ensures funds route to the correct branch and account.
• Reduces failed transfers and delays caused by incorrect details.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Helps reconcile payments using the UTR and branch identification.
• Makes remote payments possible without visiting the branch.

Contact

Branch phone no: 8102918760

Branch Address: Rajoun, Banka, 813107

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: How do I confirm this IFSC before sending money?
  A: Check the IFSC code printed on the beneficiary’s passbook or cheque leaf. Confirm with the beneficiary by phone. Use the branch details above. When in doubt, call the branch number 8102918760 to verify.
• Q: Can I use an old UBGB or DBGB IFSC for payments?
  A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only the new IFSC PUNB0MBGB06 for transfers to this branch.
• Q: What if I enter the wrong IFSC by mistake?
  A: If the IFSC points to a different valid branch, the funds may reach that branch and the bank will need time to locate and reverse the transaction. If the IFSC is invalid, the transfer will likely fail and funds will be returned. Contact your bank immediately with the transaction reference.
• Q: Which transfer method should I use: NEFT, RTGS or IMPS?
  A: Use IMPS for instant small-value transfers any time. Use NEFT for routine transfers that can be settled in batches. Use RTGS for urgent high-value transfers. Check your bank’s limits and timings before choosing.
• Q: How long does a transfer take after I enter the IFSC correctly?
  A: IMPS is instant. NEFT and RTGS depend on bank processing windows and settlement cycles; many payments are processed the same day. Keep the transaction UTR and check with your bank if a transfer is delayed.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.