Bihar Gramin Bank RAJPUR IFSC Code

The Bihar Gramin Bank branch at Rajpur is located in Aurangabad district, Bihar (pincode 824102). This IFSC code is essential for sending and receiving electronic fund transfers—NEFT, RTGS and IMPS. Banks and payment systems use the IFSC to route your payment to the correct bank and branch. Using the correct code prevents delays, rejects, or misrouting of funds.

Branch Details Table

Merger Update

This branch now uses the IFSC code PUNB0MBGB06 under Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank’s umbrella. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. Do not use old codes; transactions using revoked codes will fail or be returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. It identifies the bank and the specific branch for electronic payments.

• First 4 characters: Bank identifier (for example, PUNB = Punjab National Bank).
• 5th character: Always zero (0), reserved for future use.
• Last 6 characters: Branch identifier (for example, MBGB06 in PUNB0MBGB06).

How to Use IFSC Code

• Gather beneficiary details: name, account number, bank name, branch, and IFSC (PUNB0MBGB06 for Rajpur).
• Open your bank’s netbanking, mobile banking app, or visit your bank branch.
• Choose transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and available 24×7. NEFT and RTGS are also available round-the-clock as per current RBI rules, but check limits and bank-specific cutoffs.)
• Enter beneficiary account number and IFSC exactly. Select or verify the beneficiary bank/branch if prompted.
• Enter amount and any remarks. Verify all details before confirming.
• Confirm using OTP or transaction password. Save the transaction reference for tracking.
• If a transfer fails, contact your branch using the phone number provided and quote the reference number.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch. The IFSC routes payments precisely.
• Reduces delays and returned transactions caused by incorrect bank details.
• Needed for online forms, salary credits, vendor payments and fund transfers.
• Helps customer support track and resolve failed transfers faster.
• Required when setting up beneficiary accounts for repeat transfers.

Contact

Branch phone no: 7091596932

Branch Address: RAJPUR, Aurangabad, 824102

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use any IFSC format (lowercase/uppercase)?

  A: IFSC is not case-sensitive, but always enter it as shown. Use PUNB0MBGB06 to avoid mistakes.

• Q: What happens if I enter a wrong IFSC?

  A: If the IFSC points to a different branch but the account number is valid, the payment may still reach the correct account or go to the wrong branch—this depends on bank routing rules. If the IFSC is invalid, the transfer will be rejected. Always double-check both IFSC and account number.

• Q: Has the IFSC for Rajpur changed after the merger?

  A: Yes. Post-merger, the valid IFSC is PUNB0MBGB06. Old UBGB/DBGB IFSCs are revoked and should not be used.

• Q: Which transfer mode should I use for urgent payments?

  A: Use IMPS for immediate credit 24×7. RTGS is suited for high-value same-day transfers. NEFT is suitable for routine transfers and is available 24×7 as well; clearances are typically quick but may depend on bank processing.

• Q: How can I verify this IFSC before making a large transfer?

  A: Verify by calling the branch phone number (7091596932) or the bank’s toll-free number (18001807777). Confirm beneficiary details with the recipient directly.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.