Bihar Gramin Bank Rampurkalla IFSC Code

The Bihar Gramin Bank has a branch located in Rampurkalla, a significant area within the SARAN district of Bihar. When you need to send or receive money electronically, such as through NEFT, RTGS, or IMPS, having the correct Indian Financial System Code (IFSC) for this specific branch is essential. This unique code ensures your funds reach the right bank and branch quickly and securely. Without it, electronic transfers cannot be completed, making it a critical piece of information for modern banking.

Branch Details

Here are the key details for the Bihar Gramin Bank, Rampurkalla branch:

Bank Name	Bihar Gramin Bank
Branch Name	Rampurkalla
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100615
Branch Address	Rampurkalla, SARAN, 841311, 9297955233
Contact Number	9297955233
City	SARAN
District	SARAN
Reason	CHAPRA
Pincode	841311
State	Bihar

Merger Update

It is important to note a significant change regarding the regional rural banks in Bihar. Previously, there were Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two banks have merged to form a single entity, the Bihar Gramin Bank. As a result of this merger, all branches now operate under a unified IFSC code structure. The new and only valid IFSC code for Bihar Gramin Bank, including the Rampurkalla branch, is PUNB0MBGB06. This code signifies its sponsorship by Punjab National Bank.

If you have any old IFSC codes that belonged to UBGB or DBGB, they have been revoked. These older codes are no longer valid for any electronic fund transfers. Always use the new, consolidated IFSC code PUNB0MBGB06 for all your transactions involving Bihar Gramin Bank branches.

What is an IFSC Code?

The IFSC Code stands for the Indian Financial System Code. It is an 11-character alphanumeric code that uniquely identifies every bank branch in India participating in electronic funds transfers. This code is crucial for ensuring that your money goes to the correct recipient bank and branch.

The 11 characters of an IFSC code are structured in a specific way:

• The first four characters represent the bank name. For example, in PUNB0MBGB06, “PUNB” stands for Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is reserved for future use and helps distinguish between the bank code and the branch code.
• The last six characters identify the specific branch. In PUNB0MBGB06, “MBGB06” uniquely identifies the Bihar Gramin Bank, Rampurkalla branch.

Understanding this structure helps you verify the code and ensure its accuracy before making any financial transactions.

How to Use IFSC Code

Using the IFSC code is straightforward when performing electronic fund transfers like NEFT, RTGS, or IMPS. Here’s a general guide:

1. Gather Recipient Details: Before initiating a transfer, you will need the recipient’s bank account number, account holder’s name, and the correct IFSC code for their specific branch.
2. Log In to Your Banking Portal: Access your net banking account or mobile banking app. If you are using an offline method, visit your bank branch.
3. Select Transfer Type: Choose the type of fund transfer you wish to make (e.g., NEFT, RTGS, or IMPS).
4. Add Beneficiary: If it’s a new recipient, you will need to add them as a beneficiary. This usually involves entering their name, account number, and the IFSC code. The system will often automatically verify the bank and branch name once you enter a valid IFSC code.
5. Enter Transfer Amount: Specify the amount of money you wish to send.
6. Confirm Transaction: Review all details carefully. Once you confirm, the transaction will be processed.

For example, if you are sending money to someone with an account at Bihar Gramin Bank, Rampurkalla, you would enter their account number and the IFSC code PUNB0MBGB06 into your banking application.

Benefits of Knowing the IFSC Code

Knowing the correct IFSC code for your bank branch, or for someone you need to pay, offers several benefits:

• Ensures Accurate Transfers: It guarantees that funds are routed to the correct bank and branch, preventing delays or misdirected payments.
• Enables Electronic Transactions: It is mandatory for popular digital payment methods like NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).
• Facilitates Speedy Payments: With the correct code, electronic transfers are processed efficiently, often within minutes for IMPS, or within a few hours for NEFT.
• Reduces Errors: By uniquely identifying a branch, it minimizes the chances of errors that could occur with manual address entries or ambiguous bank names.
• Supports Online Banking: It is a cornerstone of modern online and mobile banking, allowing you to manage your finances from anywhere.

Contact Information

For specific inquiries related to the Rampurkalla branch or general banking services, you can use the following contact details:

• Rampurkalla Branch Phone Number: 9297955233
• Rampurkalla Branch Address: Rampurkalla, SARAN, 841311, Bihar
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number (General Inquiries): 18001807777

FAQs

Here are some frequently asked questions about the Bihar Gramin Bank, Rampurkalla IFSC Code:

Q1: What is the IFSC code for Bihar Gramin Bank, Rampurkalla branch?
A1: The IFSC code for the Bihar Gramin Bank, Rampurkalla branch is PUNB0MBGB06.

Q2: Can I use an old UBGB or DBGB IFSC code for transactions?
A2: No, you cannot. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have merged into Bihar Gramin Bank. All old IFSC codes for these former entities are now revoked. You must use the new consolidated IFSC code PUNB0MBGB06 for all transactions.

Q3: What types of services require an IFSC code?
A3: The IFSC code is required for all electronic fund transfers within India. This includes NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). It is also needed for setting up standing instructions for payments.

Q4: Where can I find the IFSC code for my branch?
A4: You can usually find the IFSC code on your bank’s passbook, cheque book, or account statement. It is also available on your bank’s official website, mobile banking app, or by contacting customer service. Reliable financial websites also list IFSC codes.

Q5: Is the fifth character always zero in an IFSC code?
A5: Yes, the fifth character of an IFSC code is always zero (0). This character is reserved and acts as a control digit, distinguishing the bank code from the branch code. If you see an IFSC code with a different character in the fifth position, it is likely incorrect.