Bihar Gramin Bank Ranibari IFSC Code

Ranibari is a locality in Siwan district, Bihar (PIN 841204). This article lists the official details for the Bihar Gramin Bank, Ranibari branch and explains the IFSC code you need for electronic fund transfers. The IFSC (Indian Financial System Code) is required when you make NEFT, RTGS or IMPS transfers. It tells the payment system which bank and branch should receive the money, and ensures the funds route correctly and quickly.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Ranibari
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100639
Branch Address	Ranibari, SIWAN, 841204, 9297954596
Contact Number	9297954596
City	SIWAN
District	SIWAN
Reason	SIWAN
Pincode	841204
State	Bihar

Merger Update

If this Ranibari branch was earlier part of Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following. UBGB and DBGB have been merged into a single entity under the sponsor bank, Punjab National Bank (PNB). The unified IFSC code for these merged branches is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. For electronic transfers (NEFT, RTGS, IMPS) use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSCs will not complete.

What is IFSC Code?

The IFSC is an 11-character alphanumeric code used by Indian banks for electronic fund transfers. Its structure is fixed:

• First 4 characters: bank identifier (for example, PUNB = Punjab National Bank).
• 5th character: reserved and is always 0.
• Last 6 characters: branch identifier. This can be alphanumeric and uniquely points to the branch.

Example: PUNB0MBGB06 — PUNB is the bank, 0 is the reserved digit, and MBGB06 identifies the specific branch in the merged bank network.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Open your bank’s online or mobile banking app, or visit the branch for paper instructions.
• Choose transfer type: NEFT, RTGS, or IMPS. IMPS is instant and available 24×7. NEFT is commonly available round-the-clock at most banks; settlement timing may vary. RTGS is intended for higher-value transfers (bank limits may apply; many banks treat RTGS for large-value transactions).
• Enter beneficiary name and account number exactly as given by the recipient.
• Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Ranibari branch. Make sure there are no typos. IFSC must match the beneficiary branch.
• Enter amount and a transaction remark if needed.
• Verify all details on the confirmation screen before authorizing the transfer with your OTP or transaction password.
• For large or first-time transfers, consider sending a small test amount first to confirm account and IFSC details.

Benefits of Knowing the IFSC

• Ensures electronic payments reach the correct bank branch.
• Required for online NEFT, RTGS and IMPS transactions.
• Reduces failed transfers and delays due to incorrect routing.
• Helps verify beneficiary details before sending money.
• Useful for setting up automatic payments, payroll, and vendor payouts.
• MICR and IFSC together speed both electronic transfers and cheque clearing processes.

Contact

Branch phone no: 9297954596

Branch Address: Ranibari, SIWAN, 841204

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for Ranibari branch?
  A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transactions to this branch. Old UBGB/DBGB codes have been revoked after the merger.
• Q: Where can I verify the IFSC before sending money?
  A: Verify the IFSC on the beneficiary’s bank documents: a cheque leaf, a passbook entry, or by calling the branch phone number (9297954596). You can also confirm with your bank’s customer service before initiating the transfer.
• Q: What is the difference between IFSC and MICR?
  A: IFSC is an 11-character code used for electronic transfers. MICR is a 9-digit numeric code used for cheque clearance and speedier physical cheque processing. For Ranibari branch the MICR is 800811002.
• Q: What happens if I enter a wrong IFSC?
  A: If the IFSC does not match the beneficiary account details, the transfer may fail or go to the wrong branch. Banks often match account number and IFSC; a mismatch can cause rejection and reversal. Always double-check before confirming.
• Q: Can I use the branch code 100639 instead of IFSC?
  A: No. The numeric branch code (100639) is an internal identifier. For electronic transfers use the full IFSC (11 characters). The last six characters of the IFSC are the branch identifier in alphanumeric form, which the payments network requires.