The Bihar Gramin Bank branch at Riga serves customers in Sitamarhi district, Bihar. This branch uses a specific IFSC code for electronic fund transfers. The IFSC code is essential for routing payments through NEFT, RTGS and IMPS. Using the correct IFSC avoids failed transfers, delays and wrong-account credits.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Riga |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100071 |
| Branch Address | Riga, SITAMARHI, 0, 9297954773 |
| Contact Number | 9297954773 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank. All former UBGB and DBGB IFSC codes have been revoked. The consolidated and valid IFSC for this branch is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS. Transactions attempted with old UBGB/DBGB IFSCs will not be routed.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is fixed:
- First 4 characters — bank identifier (for example, PUNB = Punjab National Bank).
- 5th character — reserved and always 0.
- Last 6 characters — branch identifier. This can be letters or numbers and points to a specific branch (for Riga the last six are MBGB06 in PUNB0MBGB06).
How to Use IFSC Code
- Open your bank’s fund transfer screen in internet or mobile banking.
- Choose the transfer type: NEFT, RTGS or IMPS as appropriate.
- Enter beneficiary name and account number exactly as given by the recipient.
- Enter the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Riga branch.
- Enter the amount and purpose/reference. Verify all details before submitting.
- Authenticate the transfer with OTP or transaction password supplied by your bank.
- Keep the transaction reference number for future tracking.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct branch and account.
- Reduces failed or returned transactions and associated delays.
- Makes it possible to use NEFT, RTGS and IMPS quickly from any bank.
- Required for online forms and utility payments that need bank details.
- Helps customer service identify and trace transfers using the branch code.
Contact
Branch Phone: 9297954773
Branch Address: Riga, SITAMARHI, 0, 9297954773
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
1. Can I use the old UBGB or DBGB IFSC codes for transfers?
No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new code PUNB0MBGB06 only.
2. What happens if I enter a wrong IFSC?
If the IFSC does not match the destination bank/branch, the transfer may fail or be returned. In some cases the bank will route by account number if the bank identifier matches, but this is not guaranteed. Check and correct the IFSC before confirming.
3. Is IFSC case-sensitive?
No. IFSC is not case-sensitive. PUNB0MBGB06 and punb0mbgb06 are treated the same by banks.
4. How do I confirm this IFSC is correct?
Confirm from the branch (phone above), your bank’s branch list, cheque leaf, or a bank-issued passbook. After the merger, bank communication and branch staff will confirm the active IFSC as PUNB0MBGB06.
5. Can I use this IFSC for NEFT, RTGS and IMPS?
Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transactions to the Bihar Gramin Bank Riga branch.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.