Bihar Gramin Bank RO ARA IFSC Code

Bihar Gramin Bank RO ARA IFSC Code

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The Bihar Gramin Bank branch at RO ARA is located in Ara (Bhojpur district), Bihar — PIN 802301. This is a regional office serving local customers and businesses in and around Bhojpur. For electronic fund transfers such as NEFT, RTGS and IMPS, the IFSC code is essential. The IFSC identifies the bank and specific branch so your money reaches the right account quickly and securely.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name RO ARA
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7402
Branch Address RO ARA, Bhojpur, 802301, 9771446181
Contact Number 9771446181
City Bhojpur
District Bhojpur
Reason ARA
Pincode 802301
State Bihar

Merger Update

The branch IFSC PUNB0MBGB06 is now used under Punjab National Bank’s coding for the merged regional banks. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated and their operations now use the single IFSC code PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions, use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked/old IFSC codes may fail or be delayed.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used for electronic transfers. Its structure is fixed:

  • First 4 characters: bank identifier. Example: PUNB = Punjab National Bank.
  • 5th character: reserved and is always 0.
  • Last 6 characters: branch identifier (alphanumeric) that uniquely identifies the branch. Example: MBGB06 in PUNB0MBGB06 identifies this merged-branch mapping under PNB.

Note: The branch’s internal numeric branch code (shown here as 7402) is different from the last six characters of the IFSC. Both can be useful for bank records, but the IFSC is required for electronic fund transfers.

How to Use IFSC Code

  • Open your bank’s netbanking or mobile banking app. Choose the option to add a beneficiary or payee.
  • Enter beneficiary name, account number, and the IFSC code PUNB0MBGB06. The bank/branch name may auto-populate once IFSC is entered. Verify it shows Bihar Gramin Bank / RO ARA or Punjab National Bank mapping.
  • Select the transfer type: NEFT, RTGS or IMPS. Note: RTGS is for high-value and may have a minimum amount requirement; IMPS is instant 24×7; NEFT settles in batches.
  • Enter amount and purpose, then authorize the transfer (OTP or transaction PIN as required).
  • If you fill a physical form at the branch, write the IFSC clearly in the designated field and confirm beneficiary account details with the branch officer.
  • Always double-check the IFSC and account number before confirming. A small typo can misroute funds or cause delays.

Benefits of Knowing the IFSC

  • Accurate routing: Ensures funds reach the exact branch and account.
  • Faster transfers: Required for NEFT, RTGS and IMPS processing without manual intervention.
  • Reduced errors: Using the correct IFSC lowers chances of transfer failure or returns.
  • Convenience: Allows remote fund transfers from any bank or platform in India.
  • Verification: Helps you confirm the beneficiary bank and branch before sending money.

Contact

Branch Phone: 9771446181

Branch Address: RO ARA, Bhojpur, 802301

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: Can I use an old UBGB IFSC code for transfers?

    A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions.

  • Q: What if I enter the wrong IFSC but the correct account number?

    A: Banks usually route by IFSC and account number together. If IFSC points to a different bank/branch, the transfer may fail or be returned. Contact your bank immediately to trace or reverse the payment.

  • Q: Is the MICR code needed for online transfers?

    A: No. MICR (800811002) is used for cheque clearing. IFSC is mandatory for NEFT/RTGS/IMPS. MICR is relevant when processing physical cheques.

  • Q: Does one IFSC work for all types of transfers?

    A: Yes. The IFSC PUNB0MBGB06 is used for NEFT, RTGS and IMPS. Ensure the transfer method meets the bank’s minimums and timing rules (RTGS for large-value transfers, IMPS for instant transfer).

  • Q: How can I verify the IFSC before sending money?

    A: Confirm the IFSC with the beneficiary, check bank documents (passbook, cheque leaf) or call the branch at 9771446181. Err on the side of caution and verify if anything looks inconsistent.

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