The Bihar Gramin Bank Rohar branch is located in Rohar village, Darbhanga district, Bihar (PIN 847103). This IFSC — PUNB0MBGB06 — is required to send or receive electronic fund transfers using NEFT, RTGS, or IMPS. Entering the correct IFSC ensures the transfer routes to the exact branch and prevents delays or failures in settlement.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Rohar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108051 |
| Branch Address | Rohar, DARBHANGA, 847103, 9297955162 |
| Contact Number | 9297955162 |
| City | DARBHANGA |
| District | DARBHANGA |
| Reason | DARBHANGA |
| Pincode | 847103 |
| State | Bihar |
Merger Update
This branch’s operative IFSC is shown as PUNB0MBGB06. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank. After the merger, both former UBGB and DBGB branches use the single IFSC PUNB0MBGB06 for electronic transactions. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code should be used for NEFT, RTGS and IMPS transfers to avoid rejection or routing errors.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic funds transfers to the correct bank and branch. The structure is:
- First 4 characters: bank identifier (for example, PUNB = Punjab National Bank).
- 5th character: always 0 (reserved for future use).
- Last 6 characters: branch code or identifier (alphanumeric). In PUNB0MBGB06, MBGB06 identifies the specific branch mapping.
How to Use IFSC Code
Use the IFSC when you add a beneficiary or make an outward transfer. Typical steps:
- Open your bank app or netbanking portal and go to “Add Beneficiary” or “New Payee”.
- Choose the transfer type (NEFT / RTGS / IMPS) as required.
- Enter beneficiary name, bank name, full account number, and IFSC PUNB0MBGB06. Double-check spelling and digits.
- Save the beneficiary (banks may require a confirmation/activation period, typically minutes to a few hours).
- Initiate the transfer, enter the amount and purpose, then authenticate (OTP or UPI PIN) to complete the payment.
- Keep the transaction reference or UTR number for tracking and proof.
Practical notes:
- NEFT: no formal minimum. Settlement is usually immediate to a few minutes now that NEFT runs 24×7, but times can vary slightly by bank.
- RTGS: used for high-value transfers. RBI guidelines set RTGS for larger amounts (commonly minimum around ₹2,00,000). Check your bank for exact thresholds and fees.
- IMPS: instant, available 24×7 for small to medium value transfers. Per-transaction and daily limits vary by bank.
- If the IFSC is incorrect, the transfer will usually fail or be routed to the wrong branch; confirm before sending large amounts.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without manual intervention.
- Required for adding beneficiaries for NEFT, RTGS and IMPS transfers.
- Reduces delay and return fees caused by incorrect routing.
- Helps customer service quickly locate and trace transactions using the IFSC + account number + UTR.
- Useful for standing instructions, tax payments, vendor payouts and salary credits.
Contact
Branch phone no: 9297955162
Branch Address: Rohar, DARBHANGA, 847103
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for this Rohar branch?
A: Yes. Use PUNB0MBGB06 for all NEFT, RTGS and IMPS transactions to this branch. Old UBGB/DBGB IFSCs have been revoked after the merger and should not be used.
Q: Can I use the MICR code instead of IFSC for electronic transfers?
A: No. MICR (800811002) is for cheque processing. Electronic transfers require the IFSC (PUNB0MBGB06). Provide MICR only when a cheque-specific field asks for it.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the wrong IFSC points to another valid branch, the transfer could be routed incorrectly and may need manual reversal, which takes time. If the IFSC is invalid, the transaction typically fails and is returned. Always verify both IFSC and account number.
Q: Are NEFT/RTGS/IMPS available after bank working hours?
A: IMPS is available 24×7. NEFT and RTGS are generally available 24×7 now, but some banks may have specific maintenance windows. Confirm with your bank for exact availability and any charges.
Q: How can I verify this IFSC before sending large amounts?
A: Verify by calling the branch at 9297955162 or check the head office helpdesk (toll-free 18001807777). Also confirm beneficiary details (name and account number) with the payee before sending large payments.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.