Bihar Gramin Bank Runnisaidpur IFSC Code — Runnisaidpur is a branch located in Sitamarhi district, Bihar. This branch serves local customers for savings, payments and remittances. For electronic fund transfers such as NEFT, RTGS and IMPS, the IFSC code is essential. It tells the banking network which bank and which branch should receive the funds so transfers reach the right account quickly and securely.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Runnisaidpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100154 |
| Branch Address | Runnisaidpur, SITAMARHI, 0, 9297954774 |
| Contact Number | 9297954774 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
The regional gramin banks in Bihar have been reorganized under Punjab National Bank. Specifically, the earlier banks including Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity for central processing. The consolidated and valid IFSC for this grouping is PUNB0MBGB06 under Punjab National Bank. Old UBGB or DBGB IFSC codes have been revoked and are no longer valid for transactions. Use only PUNB0MBGB06 for NEFT, RTGS or IMPS to avoid failed transfers or delays.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to the correct bank branch. Structure:
- First 4 characters: bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character: always the digit 0, reserved for future use.
- Last 6 characters: branch code (alphanumeric) identifying the specific branch. Example: MBGB06 in PUNB0MBGB06.
So PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06.
How to Use IFSC Code
Use the IFSC during any electronic fund transfer. Basic steps:
- Open your bank’s netbanking site or mobile app (or visit the branch counter).
- Choose the transfer type: NEFT, RTGS or IMPS. RTGS is for large-value immediate transfers; NEFT processes in batches; IMPS is instant 24×7.
- Add a beneficiary: enter beneficiary name and account number.
- Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Runnisaidpur.
- Verify the beneficiary details shown by the bank (bank name and branch) before confirming.
- Enter amount and any required remarks, then authorize the transfer with OTP or transaction password.
Note: IMPS can also use MMID in some cases, but for account-to-account transfers using internet banking or UPI, IFSC plus account number is commonly required.
Benefits of Knowing the IFSC
- Ensures funds go to the exact branch and account without manual intervention.
- Required for NEFT, RTGS and many IMPS transfers.
- Reduces transfer failures and delays caused by incorrect routing.
- Useful for setting up salary credits, vendor payments and automated transfers.
- Helps verify beneficiary details shown by the bank before confirming a transfer.
Contact
Branch phone no: 9297954774
Branch Address: Runnisaidpur, SITAMARHI, 0, 9297954774
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only code I should use for Runnisaidpur?
A: Yes. After consolidation under Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Any older UBGB or DBGB IFSC codes have been revoked and should not be used.
Q: Can I use the MICR code instead of IFSC for electronic transfers?
A: No. MICR (800811002) is used for cheque processing and clearing. For electronic transfers (NEFT, RTGS, IMPS), IFSC is required to route the payment online.
Q: What happens if I enter the wrong IFSC?
A: If the wrong IFSC still maps to a valid branch, funds may reach the wrong account and recovery will require a bank investigation. If the IFSC is invalid, the transaction will likely fail and the amount will be reversed. Always verify beneficiary details shown by your bank before confirming.
Q: How quickly do NEFT, RTGS and IMPS transfers complete?
A: IMPS is instant (within seconds, 24×7). RTGS is real-time for high-value transfers and typically completes within minutes on working hours. NEFT is processed in hourly or half-hourly batches depending on bank schedules; most NEFT transfers clear the same day if initiated on a working day.
Q: Where can I confirm the IFSC if I am unsure?
A: Confirm the IFSC from your bank passbook, a bank cheque leaf, the branch notice board, or by calling the branch phone number (9297954774). Do not rely on unverified third-party sources.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.