Bihar Gramin Bank Sabour IFSC Code

The Sabour branch of Bihar Gramin Bank is located in the Bhagalpur district of Bihar. For anyone needing to send or receive money through this branch, understanding its Indian Financial System Code (IFSC) is essential. The IFSC code acts as a unique address for each bank branch in the country. It ensures that when you make an online transfer using NEFT, RTGS, or IMPS, your funds are routed correctly and securely to the intended recipient’s account at the Sabour branch.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Sabour
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	MBGB06
Branch Address	Sabour, Bhagalpur, 813210
Contact Number	8102918747
City	Bhagalpur
District	Bhagalpur
Region	BHAGALPUR
Pincode	813210
State	Bihar

Merger and IFSC Update

It is important to note that both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been amalgamated. The new entity now operates under the sponsorship of Punjab National Bank (PNB). As a result of this merger, all old IFSC codes previously used by UBGB and DBGB branches have been discontinued. For any transaction involving the Sabour branch, you must now use the new, valid IFSC code: PUNB0MBGB06. Using an old or incorrect code will cause your transaction to fail.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that uniquely identifies a bank branch participating in the NEFT system. The Reserve Bank of India (RBI) assigns these codes to ensure the accuracy of electronic fund transfers. The code has a specific structure that helps route payments efficiently.

Let’s break down the IFSC code for the Sabour branch, PUNB0MBGB06:

• PUNB: The first four letters identify the parent bank. In this case, ‘PUNB’ stands for Punjab National Bank, the sponsor bank.
• 0: The fifth character is always a zero. It is reserved for future use.
• MBGB06: The last six characters represent the specific branch code. This part uniquely identifies the Sabour branch within the bank’s network.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code for an online money transfer is a straightforward process. Whether you are using a mobile banking app or an internet banking portal, the steps are generally the same.

1. Log in to your net banking account or mobile banking application.
2. Navigate to the ‘Fund Transfer’ section and select the payment method: NEFT, RTGS, or IMPS.
3. Add a new beneficiary (payee). You will be asked to provide their details.
4. Enter the beneficiary’s name, bank account number, and account type.
5. In the IFSC field, carefully enter PUNB0MBGB06. Double-check the code for accuracy, as a single mistake can lead to a failed transaction.
6. After adding the beneficiary, you can proceed to transfer the desired amount.

Benefits of Using the IFSC Code

Knowing and using the correct IFSC code offers several practical advantages for your banking transactions:

• Accuracy: It eliminates errors by pinpointing the exact destination branch, preventing funds from being misdirected.
• Speed: The code automates the process of identifying the branch, which makes electronic transfers faster and more efficient.
• Security: It adds a layer of verification, ensuring that the transaction is processed through the correct banking channels.
• Accessibility: It enables access to nationwide payment systems like NEFT, RTGS, and IMPS, allowing you to transfer money from anywhere, at any time.

Contact Information

For any direct inquiries or assistance, you can reach out to the branch or the bank’s head office.

• Branch Phone Number: 8102918747
• Branch Address: Sabour, Bhagalpur, Bihar – 813210
• Head Office Address: Shri Vishnu Commercial Complex, Asochak, Patna – 800030, Bihar
• Toll-Free Number: 18001807777

Frequently Asked Questions

1. Can I still use my old Dakshin Bihar Gramin Bank IFSC code for transactions?
No. Following the bank merger, all old IFSC codes for both Dakshin Bihar Gramin Bank and Uttar Bihar Gramin Bank have been revoked. You must use the new IFSC code, PUNB0MBGB06, for all future transactions to the Sabour branch.

2. What happens if I enter the wrong IFSC code?
If you enter an incorrect IFSC code, the transaction will likely be rejected by the banking system. In rare cases, if the wrong code matches another existing branch, the funds could be sent there, causing delays and requiring you to follow up with the bank to resolve the issue.

3. Is the IFSC code the same for all branches of Bihar Gramin Bank?
No. While the first four letters (‘PUNB’) might be common for all branches under the sponsor bank, the last six characters are unique to each specific branch. The code for the Sabour branch is different from the code for any other branch.

4. Where can I find the IFSC code for my branch?
You can find the IFSC code printed on your bank-issued chequebook and passbook. It is also available on the bank’s official website and mobile application.

5. What is the difference between an IFSC code and a MICR code?
The IFSC code is used for electronic fund transfers like NEFT and RTGS. The MICR (Magnetic Ink Character Recognition) code, which is a 9-digit number, is primarily used for the faster processing of cheques.