Bihar Gramin Bank Saharghat IFSC Code

Bihar Gramin Bank Saharghat IFSC Code

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Saharghat is a locality in Madhubani district, Bihar (Pincode 847308). This page lists the Bihar Gramin Bank Saharghat branch details and its IFSC code used for electronic fund transfers. The IFSC code is required to route payments through NEFT, RTGS and IMPS. Entering the correct IFSC ensures funds reach the exact bank branch and helps avoid delays or failed transactions.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Saharghat
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100350
Branch Address Saharghat, MADHUBANI, 847308, 9297954885
Contact Number 9297954885
City MADHUBANI
District MADHUBANI
Reason MADHUBANI
Pincode 847308
State Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated and their operations are now under a unified structure associated with Punjab National Bank for IFSC usage. The single valid IFSC to use for these combined branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transfer, use only the new IFSC PUNB0MBGB06. Transactions attempted with old IFSC codes may fail or be returned.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic payments.

  • First 4 characters: bank identifier (for example, PUNB = Punjab National Bank).
  • Fifth character: always 0 (reserved for future use).
  • Last 6 characters: branch identifier (alphanumeric). In PUNB0MBGB06, the last 6 characters identify the specific Saharghat branch unit.

How to Use IFSC Code

  • Open your bank’s internet banking or mobile banking app and go to “Add Beneficiary” or “Manage Payees.”
  • Enter the beneficiary’s name, account number and the IFSC: PUNB0MBGB06. Double-check spelling and digits.
  • Save the beneficiary. Your bank may send an OTP or require verification. Follow on-screen steps to complete activation.
  • Once the beneficiary is active, choose NEFT, RTGS or IMPS as per your need, enter the amount and confirm the payment.
  • Keep the transaction reference number. If transfer fails, share the reference and details with your branch for resolution.

Note: Some bank apps allow immediate IMPS transfers after adding a beneficiary; others place a short activation delay. Always confirm beneficiary details before sending funds.

Benefits of Knowing the IFSC

  • Ensures funds are routed to the correct bank branch for NEFT, RTGS and IMPS transfers.
  • Reduces risk of failed transfers and delays caused by incorrect branch identification.
  • Makes it easy to add beneficiaries in netbanking and mobile apps without visiting a branch.
  • Required for inward remittances, salary credits and recurring electronic payments.
  • Useful for reconciling electronic receipts using MICR and branch codes together.

Contact

Branch phone no: 9297954885
Branch Address: Saharghat, MADHUBANI, 847308
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

Q: Can I use the old UBGB or DBGB IFSC to send money?
A: No. Old UBGB and DBGB IFSC codes have been revoked. Use the new IFSC PUNB0MBGB06 for all transactions to this branch.

Q: What is the difference between IFSC and MICR?
A: IFSC is used for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing and clearing. Both identify bank branches but serve different systems.

Q: How quickly will a transfer reach the Saharghat branch?
A: IMPS is typically instant (subject to bank cutoffs). NEFT is processed in batches and usually completes within hours on the same day. RTGS is for real-time gross settlement and is used for higher-value payments. Actual timing depends on sender and receiver banks and the time of initiation.

Q: I entered the wrong IFSC. What should I do?
A: Contact your bank immediately with the transaction reference and details. If the wrong IFSC pointed to a valid branch, funds may reach the wrong account and recovery can take time. Prompt reporting improves chances of resolution.

Q: Where can I verify the branch IFSC if I need confirmation?
A: Confirm using official bank statements, the branch contact number (9297954885), or by visiting the branch in person. Do not rely on unverified third-party sources for critical transfers.

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