Bihar Gramin Bank Sahdei Burjurg IFSC Code

The Bihar Gramin Bank branch in Sahdei Burjurg, located in the Vaishali district of Bihar, serves as a vital financial hub for the local community. When you need to transfer money electronically, whether through NEFT, RTGS, or IMPS, knowing the correct Indian Financial System Code (IFSC) for this specific branch is essential. This unique code ensures your funds reach the intended recipient’s account smoothly and securely.

Branch Details

Here are the key details for the Bihar Gramin Bank branch in Sahdei Burjurg:

Bank Name	Bihar Gramin Bank
Branch Name	Sahdei Burjurg
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100036
Branch Address	Sahdei Burjurg, VAISHALI, 844509, 9297955035
Contact Number	9297955035
City	VAISHALI
District	VAISHALI
Reason	HAJIPUR
Pincode	844509
State	Bihar

Merger Update for Bihar Gramin Bank

Bihar Gramin Bank has a history of mergers aimed at strengthening its presence and services. Previously, entities like Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were part of the rural banking landscape in Bihar. These banks, along with others, have merged over time to form the current Bihar Gramin Bank.

Following these consolidations, and under the sponsorship of Punjab National Bank, the banking system was streamlined. For this particular branch, Sahdei Burjurg, the valid IFSC code is PUNB0MBGB06. It’s very important to note that any old IFSC codes that might have been used for this branch under previous bank names, such as UBGB or DBGB, have been revoked. For any electronic fund transfer today, only the new, unified IFSC code PUNB0MBGB06 is valid and must be used.

What is an IFSC Code?

The Indian Financial System Code, or IFSC, is a unique 11-character alphanumeric code. It’s assigned by the Reserve Bank of India (RBI) to every bank branch participating in online money transfers.

Understanding its structure helps. The first four characters identify the bank. For example, in PUNB0MBGB06, “PUNB” stands for Punjab National Bank, the sponsor bank. The fifth character is always a zero (0). This character is reserved for future use and helps differentiate the bank code from the branch code. The last six characters identify the specific bank branch. In our example, “MBGB06” uniquely points to the Sahdei Burjurg branch within the Bihar Gramin Bank network, under PNB’s sponsorship.

This standardized format makes sure that when you send money, it goes to the correct branch of the correct bank, preventing errors in transactions.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code is a straightforward process when you’re making an online money transfer. Here’s how it generally works for NEFT, RTGS, and IMPS:

1. Log In to Your Net Banking or Mobile Banking App: Access your online banking portal or open your bank’s mobile app.
2. Select Fund Transfer Option: Look for options like “Fund Transfer,” “NEFT,” “RTGS,” or “IMPS.”
3. Add New Beneficiary: If you’re sending money to someone for the first time, you’ll need to add them as a new beneficiary.
4. Enter Beneficiary Details: You will be prompted to enter several pieces of information:
   • Beneficiary’s Name
   • Beneficiary’s Account Number (you might need to enter it twice for confirmation)
   • Bank Name (Bihar Gramin Bank)
   • IFSC Code (PUNB0MBGB06 for Sahdei Burjurg branch)
   • Account Type (Savings or Current)
5. Verify and Confirm: Double-check all the details you’ve entered, especially the IFSC code and account number, to ensure accuracy. Mistakes can lead to delays or incorrect transfers.
6. Enter Amount and Complete Transaction: Specify the amount you wish to transfer and authorize the transaction, usually with an OTP or transaction password.

The system uses the IFSC code to correctly route your funds to the specific branch and account you’ve designated.

Benefits of Knowing the IFSC Code

Understanding and using the correct IFSC code offers several key advantages for financial transactions:

• Accurate Fund Transfers: It ensures your money goes to the exact bank and branch intended, minimizing errors.
• Enables Electronic Transfers: IFSC is mandatory for online transactions like NEFT, RTGS, and IMPS, allowing for quick digital payments.
• Speeds Up Transactions: By providing a precise routing mechanism, it helps process fund transfers faster than traditional methods.
• Security: The unique identification helps in preventing fraudulent transfers by ensuring the correct destination.
• Nationwide Reach: It facilitates inter-bank and inter-branch transactions across India, making it easy to send money anywhere.
• Convenience: With the IFSC, you can conduct banking transactions from the comfort of your home or on the go using mobile banking.

Contact Information

For direct inquiries or assistance related to the Bihar Gramin Bank Sahdei Burjurg branch, you can use the following contact details:

• Branch Phone Number: 9297955035
• Branch Address: Sahdei Burjurg, VAISHALI, 844509, Bihar
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Q1: Is the IFSC code PUNB0MBGB06 permanent for the Sahdei Burjurg branch?

A1: Yes, the IFSC code PUNB0MBGB06 is the current and valid code for the Bihar Gramin Bank, Sahdei Burjurg branch. While bank mergers can sometimes lead to changes, this code is definitive for current transactions. Always verify the latest information from official bank sources if you have any doubts.

Q2: What is the difference between NEFT, RTGS, and IMPS?

A2: These are all electronic fund transfer systems. NEFT (National Electronic Funds Transfer) processes transactions in batches, typically within a few hours. RTGS (Real Time Gross Settlement) processes transactions individually and continuously, meaning funds are transferred almost instantly, usually for larger amounts (minimum ₹2 lakh). IMPS (Immediate Payment Service) is also instant, available 24/7, and can be used for smaller amounts via mobile banking.

Q3: What happens if I use an incorrect IFSC code?

A3: If you enter an incorrect IFSC code, your transaction will likely fail. The banking system uses the IFSC to identify the correct destination branch. If the code doesn’t match the beneficiary’s bank and branch, the transfer will be rejected, and the funds will usually be returned to your account within a few hours or a business day.

Q4: Can I find the IFSC code for Bihar Gramin Bank Sahdei Burjurg on my passbook?

A4: Yes, the IFSC code is typically printed on the first page of your bank passbook or on your cheque book. You can also find it on the bank’s official website, through their customer service, or by visiting the branch directly.

Q5: Is a MICR code also necessary for online transfers?

A5: No, the MICR (Magnetic Ink Character Recognition) code is primarily used for clearing physical cheques. For online fund transfers like NEFT, RTGS, or IMPS, only the IFSC code, beneficiary’s account number, and bank name are required.