Sahiminapur branch of Bihar Gramin Bank is located in Sahiminapur, Muzaffarpur district, Bihar (PIN 843120). This branch serves retail and rural customers for deposits, withdrawals, and electronic fund transfers. For NEFT, RTGS or IMPS transfers you must use the correct IFSC code. The IFSC routes your payment to the exact bank and branch in the electronic clearing system. A wrong or old IFSC can delay or misroute payments.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sahiminapur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100145 |
| Branch Address | Sahiminapur, MUZAFFARPUR, 843120, 9297955414 |
| Contact Number | 9297955414 |
| City | MUZAFFARPUR |
| District | MUZAFFARPUR |
| Reason | MUZAFFARPUR |
| Pincode | 843120 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under a single sponsor arrangement with Punjab National Bank. All legacy UBGB and DBGB IFSC codes have been revoked. The merged rural bank branches now use the single IFSC PUNB0MBGB06 under Punjab National Bank for NEFT, RTGS and IMPS transactions. Use only this IFSC for electronic transfers. Transactions attempted with old UBGB or DBGB IFSC codes will not be processed.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments. The format is:
- First 4 characters: bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: always 0 (reserved).
- Last 6 characters: branch identifier. Example: MBGB06 points to the merged Bihar Gramin Bank branch mapping under PNB.
So, in PUNB0MBGB06 — PUNB = bank, 0 = reserved, MBGB06 = branch code.
How to Use IFSC Code
- Open your bank’s internet banking or mobile banking app.
- Go to “Add Beneficiary” or “New Payee”.
- Enter beneficiary name, account number, and the IFSC PUNB0MBGB06. Select the bank as Punjab National Bank if prompted.
- Save beneficiary. The bank may send a validation OTP or put a cooling period (usually a few hours) before you can transfer.
- Choose transfer type: NEFT for most transfers, RTGS for high-value urgent transfers, IMPS for immediate retail transfers (24×7 availability).
- Enter amount and purpose, confirm details, and authenticate with OTP or transaction PIN.
- After confirmation, note the transaction reference. Check beneficiary account for credit confirmation.
Note: UPI transfers use a virtual payment address (VPA) and do not require IFSC. IMPS, NEFT and RTGS need the correct IFSC to route funds to the exact branch.
Benefits of Knowing IFSC
- Accurate routing: Ensures funds reach the correct branch and account.
- Faster processing: NEFT/RTGS/IMPS systems use IFSC to route payments without manual intervention.
- Reduced errors: Entering the correct IFSC lowers failed transfers and delays.
- Useful for bulk payments: Employers and vendors use IFSC to automate salary and supplier payouts.
- Helps reconciliation: Banks and businesses use IFSC and MICR together to match electronic and cheque transactions.
Contact
Branch phone no: 9297955414
Branch address: Sahiminapur, MUZAFFARPUR, 843120
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for Sahiminapur branch?
A: Yes. After the merger, the valid IFSC for this merged rural bank branch is PUNB0MBGB06. Old UBGB/DBGB IFSC codes are revoked.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the bank account details, the transaction may fail or be returned. In some cases it could route to an incorrect branch if account number matches a different branch; this causes delay and manual intervention to recover funds.
Q: How can I verify the IFSC before making a transfer?
A: Verify the IFSC with the beneficiary directly. Check the bank passbook or printed cheque leaf for the IFSC. The branch phone number (9297955414) and branch address above can be used to confirm.
Q: Are MICR and IFSC the same?
A: No. IFSC is used for electronic transfers. MICR is a 9-digit code used mainly for cheque clearing and cheque processing at clearing houses.
Q: Can I use this IFSC for inward and outward NEFT/RTGS/IMPS?
A: Yes. Use PUNB0MBGB06 for both inward and outward electronic transactions involving the Sahiminapur branch. Always confirm account number and beneficiary name before sending funds.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.