The Bihar Gramin Bank branch at Sahpur is located in Sahpur village, Siwan district, Bihar, PIN 841243. This branch serves local customers for deposits, withdrawals and fund transfers. For electronic transfers like NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC routes payments between banks and branches. Using an incorrect code can delay or block a transfer.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sahpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100632 |
| Branch Address | Sahpur, SIWAN, 841243, 9297954573 |
| Contact Number | 9297954573 |
| City | SIWAN |
| District | SIWAN |
| Reason | SIWAN |
| Pincode | 841243 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganized under the sponsor bank system. These regional banks now operate using a unified IFSC under Punjab National Bank. The valid IFSC for transactions linked to these merged entities is PUNB0MBGB06. Old IFSC codes issued to UBGB or DBGB branches have been revoked. Do not use the old UBGB/DBGB IFSC codes for NEFT/RTGS/IMPS. Always use PUNB0MBGB06 for transfers to the affected branches.
What is an IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code. The structure is fixed:
- First 4 characters — identify the bank (for example, PUNB = Punjab National Bank).
- 5th character — is always 0 (reserved for future use).
- Last 6 characters — identify the specific branch (for example, MBGB06).
The branch portion helps the clearing system route the payment to the exact branch and account.
How to Use IFSC Code for NEFT, RTGS, IMPS
Follow these steps when sending money:
- Collect beneficiary details: account name, account number, bank name, branch name and the IFSC code (PUNB0MBGB06 for Bihar Gramin Bank Sahpur).
- Choose the transfer mode in your bank app or branch: NEFT, RTGS or IMPS.
- Enter the beneficiary name and account number exactly as provided. Mistakes can cause rejections or delays.
- Enter the IFSC code in the IFSC field. Do not enter spaces or extra characters.
- Enter the amount and a brief reason or remark if required.
- Confirm all details on the review screen. Many banks show the beneficiary bank and branch after you enter the IFSC — verify these match Sahpur, Siwan.
- Submit the transfer and note the transaction reference or UTR number. Keep it for follow-up.
- If a transfer fails, use the reference number when contacting the bank. For wrong IFSC entries, contact your bank immediately.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds reach the correct branch and account.
- Faster settlement: Correct IFSC prevents manual intervention and delays.
- Safety: Reduces the risk of funds being sent to a wrong bank branch.
- Required for online forms: Many banks require IFSC for beneficiary addition and electronic mandates.
- Useful for verification: You can cross-check the IFSC to confirm branch identity before sending money.
Contact
Branch Phone No: 9297954573
Branch Address: Sahpur, SIWAN, 841243
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for Sahpur branch?
A: Yes. Use PUNB0MBGB06 for electronic transfers to the Sahpur branch. Old regional IFSCs (from UBGB/DBGB) are no longer valid.
Q: What happens if I enter a wrong IFSC?
A: If the wrong IFSC points to another valid branch, the money can go to an unintended account. If the IFSC is invalid, the transfer will typically be rejected and refunded. Contact your bank immediately with the transaction reference to start recovery.
Q: How is IFSC different from MICR?
A: IFSC routes electronic payments (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is used primarily for cheque clearance. Both identify branches but serve different clearing systems.
Q: Can I use NEFT, RTGS and IMPS to send money to this branch 24/7?
A: IMPS is instant and available 24×7. NEFT and RTGS are available round-the-clock through most banks now, but settlement and cut-offs can vary by bank. Check with your bank for limits and timing.
Q: How can I verify the IFSC before sending money?
A: Verify the IFSC shown in your bank’s beneficiary-add screen after typing it in. Confirm branch name and city. You can also call the Sahpur branch at 9297954573 or use the bank’s toll-free number 18001807777 to confirm the code.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.