Bihar Gramin Bank Sahpurpatti IFSC Code

The Sahpurpatti branch of Bihar Gramin Bank is located in Sahpurpatti, Muzaffarpur district, Bihar (PIN 842002). This branch serves retail and rural customers in and around Muzaffarpur. For electronic fund transfers (NEFT, RTGS, IMPS), the IFSC code is required to route payments correctly to this branch. Using the correct IFSC ensures transfers reach the intended account quickly and without rejection.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and now operate under Punjab National Bank for electronic transactions. All former UBGB and DBGB IFSC codes have been revoked. For Sahpurpatti branch transactions use the single, current IFSC: PUNB0MBGB06. Any legacy IFSC codes for UBGB/DBGB will be invalid and may cause transfer failures.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is:

• First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character — reserved and is always 0.
• Last 6 characters — branch identifier (alphanumeric). Example: MBGB06 identifies the Sahpurpatti branch within the bank’s IFSC system.

So PUNB0MBGB06 breaks down to: PUNB | 0 | MBGB06.

How to Use IFSC Code

1. Open your bank’s online banking or mobile app and go to the fund transfer section (NEFT/RTGS/IMPS).
2. Choose transfer type: IMPS for instant small-value transfers, NEFT for batch settlements, RTGS for high-value real-time transfers.
3. Enter beneficiary name, account number, and IFSC: PUNB0MBGB06 for Sahpurpatti branch.
4. Verify the beneficiary details shown by the system. Confirm the bank name and branch before proceeding.
5. Enter amount and purpose. Check any cut-off times or minimum/maximum limits for the chosen method.
6. Authenticate the transaction with OTP or bank token and submit.
7. Save the transaction reference or screenshot for tracking and disputes.

Offline: If visiting a branch, provide the same IFSC on the transfer form. For cheque clearing, use the MICR code 800811002 where needed.

Benefits of Knowing the IFSC

• Ensures money is routed to the correct bank and branch for NEFT/RTGS/IMPS.
• Reduces chances of failed transfers and reversal delays.
• Required to add beneficiaries and set up auto payments or salary credits.
• Helps validate payee details before sending funds.
• Useful when reconciling transaction records and tracking payments.

Contact

Branch Phone: 9297947106

Branch Address: Sahpurpatti, MUZAFFARPUR, 842002

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use the old UBGB or DBGB IFSC for transfers to Sahpurpatti?

  A: No. After the merger, old UBGB/DBGB IFSC codes have been revoked. Use the current IFSC PUNB0MBGB06 for all electronic transfers.

• Q: How do I verify the IFSC before sending money?

  A: Verify IFSC from the bank passbook, cheque leaf, branch notice, or by calling the branch at 9297947106. Cross-check the bank name and branch shown by your payment app before confirming.

• Q: What happens if I enter a wrong IFSC?

  A: If the IFSC points to a different branch but the account number exists, the transfer may still succeed but go to the wrong branch. If the IFSC-account combination is invalid, the payment will likely be rejected and funds returned, which can take time. Always double-check details.

• Q: Which transfer method should I use—NEFT, RTGS, or IMPS?

  A: Use IMPS for instant transfers up to bank-specified limits (available 24×7). Use NEFT for routine transfers (batch processing) and RTGS for high-value real-time transfers (usually minimum amount applies). Check your bank for exact limits and cut-off times.

• Q: Is MICR the same as IFSC?

  A: No. IFSC is used for electronic fund transfers. MICR (here 800811002) is used for cheque clearing through the magnetic ink character recognition system. Both identify the branch but serve different clearing systems.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.