The Bihar Gramin Bank’s Sahtha branch, located in Vaishali, Bihar, plays a vital role in local banking services. For anyone looking to send or receive money digitally to or from this branch, understanding the Indian Financial System Code (IFSC) is crucial. This unique code is essential for processing electronic fund transfers like NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service), ensuring that your money reaches the correct bank and branch without delays.
Branch Details
Here are the key details for the Sahtha branch of Bihar Gramin Bank:
| Detail | Information |
|---|---|
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sahtha |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108127 |
| Branch Address | Sahtha, VAISHALI, 844123, 9297955047 |
| Contact Number | 9297955047 |
| City | VAISHALI |
| District | VAISHALI |
| Reason | HAJIPUR |
| Pincode | 844123 |
| State | Bihar |
Merger Update
Bihar Gramin Bank is a regional rural bank that was formed from the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both these banks have now been combined into a single entity, Bihar Gramin Bank. This bank is sponsored by Punjab National Bank.
Due to this merger, all branches that previously belonged to UBGB or DBGB now operate under Bihar Gramin Bank and use a unified IFSC code structure. The IFSC code for the Sahtha branch, PUNB0MBGB06, reflects this change. It is important to note that any old IFSC codes previously used for UBGB or DBGB branches are now revoked and are no longer valid for transactions. You must use the new and valid IFSC code, PUNB0MBGB06, for all your electronic fund transfers to any Bihar Gramin Bank branch, including Sahtha.
What is an IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It uniquely identifies every bank branch participating in online money transfers in India. Think of it as a digital address for a specific bank branch.
The code PUNB0MBGB06 for Bihar Gramin Bank, Sahtha branch, can be broken down as follows:
- The first four characters (“PUNB”) represent the sponsor bank, which in this case is Punjab National Bank.
- The fifth character (“0”) is a control digit, reserved for future use, and is always zero.
- The last six characters (“MBGB06”) uniquely identify the specific branch of Bihar Gramin Bank.
How to Use IFSC Code
Using the IFSC code for your fund transfers is a straightforward process. Here are the steps:
- Log In: Access your online banking portal or mobile banking app.
- Select Transfer Option: Choose the option for fund transfer, usually labeled “NEFT,” “RTGS,” or “IMPS.”
- Add Beneficiary: If you haven’t sent money to this account before, you will need to add the recipient as a beneficiary.
- Enter Beneficiary Details: Provide the beneficiary’s full name, account number, and the type of account (savings or current).
- Enter IFSC Code: Carefully input the IFSC code: PUNB0MBGB06 for the Sahtha branch. Double-check that it is correct.
- Confirm Details: Review all the entered information to ensure accuracy. A wrong IFSC code could lead to the transaction failing or, in rare cases, funds being sent to an incorrect account.
- Enter Amount and Transfer: Input the amount you wish to transfer and proceed with the transaction.
Benefits of Knowing Your IFSC Code
Knowing the correct IFSC code for your bank branch, or the branch you are sending money to, offers several advantages:
- Enables Digital Transfers: It is mandatory for all electronic fund transfers like NEFT, RTGS, and IMPS.
- Ensures Accuracy: The unique code helps your bank identify the exact destination branch, reducing the chances of errors.
- Speeds Up Transactions: By accurately pointing to the destination, it facilitates quicker processing of your transfers.
- Security: It adds a layer of security by ensuring funds are routed to the intended bank and branch.
- Convenience: It allows you to manage your banking transactions from anywhere, anytime, without needing to visit a physical branch.
Contact Information
For any queries or assistance related to the Bihar Gramin Bank Sahtha branch, you can use the following contact details:
- Branch Phone Number: 9297955047
- Branch Address: Sahtha, VAISHALI, 844123, BIHAR
- Head Office Address (Bihar Gramin Bank): SHRI VISHNU COMMERCIAL COMPLEX ASOCHAK, PATNA-800030, BIHAR
- Toll-Free Number: 18001807777
Frequently Asked Questions (FAQs)
Q1: What is the IFSC code for Bihar Gramin Bank Sahtha branch?
A1: The IFSC code for Bihar Gramin Bank, Sahtha branch is PUNB0MBGB06.
Q2: Is the old Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) IFSC code still valid for transactions?
A2: No, due to the merger, all old UBGB and DBGB IFSC codes have been revoked. You must use the new IFSC code PUNB0MBGB06 for all electronic transactions to any Bihar Gramin Bank branch.
Q3: Can I use this IFSC code for all types of electronic fund transfers?
A3: Yes, the IFSC code PUNB0MBGB06 is valid for all major electronic fund transfer methods, including NEFT, RTGS, and IMPS.
Q4: What happens if I enter an incorrect IFSC code during a transaction?
A4: If you enter an incorrect IFSC code, the transaction will likely fail and your bank will notify you. In some rare cases, if the incorrect code points to another valid branch and account number, funds might be sent incorrectly. Always double-check the IFSC code before confirming a transaction.
Q5: Which bank sponsors Bihar Gramin Bank?
A5: Bihar Gramin Bank is sponsored by Punjab National Bank. This is why its IFSC code begins with “PUNB”.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.