Bihar Gramin Bank Sahwajpur_Ii IFSC Code

The Bihar Gramin Bank branch at Sahwajpur_Ii is located in Muzaffarpur, Bihar (PIN 843108). This IFSC code article gives the exact codes and contact details you need to send or receive bank transfers. The IFSC is essential for electronic payments such as NEFT, RTGS and IMPS. Without the correct IFSC, transactions can fail or be routed to the wrong branch.

Branch Details

Merger Update

This branch now operates under the single IFSC code PUNB0MBGB06 issued by Punjab National Bank. The former regional rural banks—Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB)—have been merged into this structure. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions use only the new IFSC PUNB0MBGB06. Using an old code may cause rejection or delay.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic payments.

• First 4 characters = bank identifier (example: PUNB = Punjab National Bank).
• 5th character = 0 (reserved for future use).
• Last 6 characters = branch identifier (example: MBGB06).

How to Use IFSC Code

• Open your bank’s internet banking or mobile app and choose NEFT, RTGS or IMPS transfer option.
• Enter the beneficiary name exactly as in their account records.
• Enter the beneficiary account number precisely (no spaces unless the app allows them).
• Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Sahwajpur_Ii branch.
• Enter amount and transfer remarks. Verify details on the confirmation screen.
• Submit and note the transaction reference/UTR number for tracking.
• If using a cheque, the IFSC is usually printed on the cheque leaf. You can also confirm with the branch phone before sending large amounts.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account.
• Speeds up electronic transfers (NEFT/RTGS/IMPS) with fewer errors.
• Required for online forms, utility payments and salary credits.
• Helps resolve failed transfers faster when you provide accurate details.
• Allows verification of branch identity before sharing account details.

Contact

Branch phone no: 9297955405

Branch Address: Sahwajpur_Ii, MUZAFFARPUR, 843108, 9297955405

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for this branch?

  A: Yes. PUNB0MBGB06 is the valid IFSC after the merger. Old UBGB/DBGB codes are revoked and should not be used.

• Q: What if I enter the wrong IFSC while transferring?

  A: If the wrong IFSC corresponds to another valid branch, funds may go to that branch. If it’s invalid, the transfer will be rejected and returned. Contact your bank with the transaction UTR to trace or reverse the payment.

• Q: Do I need IFSC for UPI transfers?

  A: No. UPI uses a Virtual Payment Address (VPA). IFSC is not needed for P2P UPI transfers, but banks may require IFSC for linking certain accounts or for non-UPI electronic transfers.

• Q: What is the difference between IFSC and MICR?

  A: IFSC is used for electronic fund transfers. MICR (Magnetic Ink Character Recognition) is used mainly for clearing cheques. MICR for this branch is 800811002.

• Q: How can I confirm this IFSC before making a large transfer?

  A: Confirm by calling the branch at 9297955405 or the bank’s toll-free number 18001807777. You can also check a cheque leaf or official bank documents that list the IFSC.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.