The Sajhuar branch of Bihar Gramin Bank is located in Sajhuar village, Darbhanga district, Bihar (PIN 847201). This IFSC code page helps customers confirm the correct code before sending or receiving funds. The IFSC is essential for electronic transfers—NEFT, RTGS and IMPS—because it identifies the bank and branch precisely. Using the wrong IFSC can delay payments or route funds to the wrong branch.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sajhuar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100485 |
| Branch Address | Sajhuar, DARBHANGA, 847201, 9297955163 |
| Contact Number | 9297955163 |
| City | DARBHANGA |
| District | DARBHANGA |
| Reason | DARBHANGA |
| Pincode | 847201 |
| State | Bihar |
Merger Update
Note on regional bank consolidation: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single banking structure under Punjab National Bank for the purpose of IFSC and electronic clearing. The consolidated IFSC code in use for these merged regional branches is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transactions, use only the new IFSC PUNB0MBGB06. Transactions attempted with obsolete IFSC codes can fail or be delayed.
What is an IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify a bank branch for electronic transfers. The structure is fixed:
- First 4 characters = bank identifier (example: PUNB for Punjab National Bank).
- Fifth character = reserved and is always 0.
- Last 6 characters = branch identifier (example: MBGB06 in PUNB0MBGB06).
So, PUNB0MBGB06 breaks down as: PUNB = bank, 0 = reserved, MBGB06 = specific branch code.
How to Use IFSC Code for NEFT / RTGS / IMPS
- Open your bank’s internet banking or mobile app, or visit the branch/corresponding bank’s portal.
- Choose the transfer type: NEFT (retail, batch-processed), RTGS (large-value, real-time) or IMPS (instant, 24×7, typically for mobile/IMPS-enabled accounts).
- Enter beneficiary details: name, account number, and the beneficiary branch IFSC (enter exactly PUNB0MBGB06 for Sajhuar if the beneficiary account is at this branch).
- Provide transfer amount and purpose. For RTGS check the minimum amount threshold set by your bank (usually ₹2 lakh, subject to bank rules).
- Verify beneficiary once (many banks require adding beneficiary and awaiting confirmation window or OTP). Double-check the IFSC and account number before confirming.
- Authorize the transfer using your bank’s required authentication (password, OTP, debit card PIN, etc.).
- Keep the transaction reference number for tracking. Use it to follow up with your bank if there is a delay.
Benefits of Knowing the Correct IFSC
- Ensures funds reach the exact branch and account without manual intervention.
- Reduces failed or returned transactions and the delays associated with them.
- Required for digital payments across NEFT, RTGS and IMPS channels.
- Makes adding beneficiaries in internet/mobile banking straightforward and secure.
- Helps customer service teams identify branch details quickly when resolving issues.
Contact
Branch phone no: 9297955163
Branch address: Sajhuar, DARBHANGA, 847201
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use the IFSC code PUNB0MBGB06 for all transfer types?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to accounts at the Sajhuar branch. Ensure the beneficiary account belongs to this branch before initiating.
Q: How can I verify that PUNB0MBGB06 is correct for Sajhuar?
A: Check the branch details (branch name, city, district and pincode) against the beneficiary’s account details. You can also confirm by calling the branch at 9297955163.
Q: What happens if I use an old UBGB or DBGB IFSC?
A: Old UBGB/DBGB IFSC codes have been revoked after the merger. Transactions using revoked IFSCs can fail or be delayed. Use the new IFSC PUNB0MBGB06 for smooth processing.
Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but it is best to enter it exactly as provided to avoid errors.
Q: How long do NEFT, RTGS and IMPS transfers usually take?
A: IMPS is instant (seconds to minutes) and available 24×7. RTGS is real-time for high-value transfers (subject to bank working hours). NEFT is processed in half-hourly or batch windows (processing times vary by bank and day). Cut-off times and processing windows depend on your sending bank.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.