The Bihar Gramin Bank Sakri branch is located in Sakri village, Madhubani district, Bihar (PIN 847239). For electronic transfers such as NEFT, RTGS and IMPS you must use the correct IFSC. The IFSC directs the payment to the right bank and branch. Using the wrong code can delay or misroute funds, so confirm the IFSC before initiating transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sakri |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100872 |
| Branch Address | Sakri, MADHUBANI, 847239, 9297954886 |
| Contact Number | 9297954886 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | MADHUBANI |
| Pincode | 847239 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into Punjab National Bank’s network. After the merger, a single IFSC code is used for the merged entity: PUNB0MBGB06. Old UBGB IFSC codes have been revoked and are no longer valid for transactions. For transfers to accounts previously under UBGB or DBGB, use the new IFSC PUNB0MBGB06. If you have an old cheque or document showing a UBGB IFSC, update your records before sending or receiving funds.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify a bank branch in electronic payments. Its structure:
- First 4 characters – bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character – always 0 (reserved for future use).
- Last 6 characters – branch identifier (alphanumeric). Example: in PUNB0MBGB06, MBGB06 identifies the specific branch.
Note: Branch code in bank records (here 100872) is a separate internal numeric code and may not match the IFSC branch suffix.
How to Use IFSC Code
- Gather beneficiary details: name, account number, and IFSC (PUNB0MBGB06 for Sakri branch).
- Open your bank’s netbanking, mobile app, or visit the branch counter.
- Choose the transfer type:
- IMPS for instant transfers (typically available 24×7).
- NEFT for standard electronic transfers (also generally available 24×7; settlement is batch-based).
- RTGS for high-value real-time gross settlement (used for larger amounts; banks often set a minimum like ₹2,00,000, confirm with your bank).
- Enter the beneficiary account number and the IFSC exactly as: PUNB0MBGB06. Mistyping the IFSC can route funds incorrectly.
- Verify the beneficiary name shown by the app or bank. If the name mismatches, stop and confirm details with the recipient.
- Enter the amount and any remarks, then confirm and authenticate (OTP, PIN, or hardware token as required).
- Save the transaction reference/UTR number. Use it to track or report any failed or delayed transfers.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch quickly during NEFT, RTGS, or IMPS transfers.
- Required field for most online and mobile banking forms.
- Reduces the risk of failed or misrouted transactions.
- Helps reconcile receipts and payments for accounting or audits.
- Makes setting up standing instructions or beneficiary lists faster and more reliable.
Contact
Branch phone no: 9297954886
Branch Address: Sakri, MADHUBANI, 847239
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use any old UBGB IFSC I have on file?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for transactions to accounts moved into the merged setup.
Q: What if I enter the wrong IFSC but correct account number?
A: Banks use both IFSC and account number to route payments. If the IFSC points to a different branch but the account number does not exist there, the transaction usually fails and is returned. If the account number exists in the wrong branch, the funds could be credited incorrectly. Always confirm both IFSC and account number.
Q: Is IMPS/NEFT/RTGS available 24×7 for this branch?
A: The underlying systems (IMPS, NEFT, RTGS) operate round-the-clock in India. However, some banks set internal limits or processing rules. Confirm any specific cutoffs or limits with the branch at 9297954886 before large or time-sensitive transfers.
Q: What are the key codes I should note for the Sakri branch?
A: IFSC: PUNB0MBGB06; MICR: 800811002; Branch Code: 100872; Phone: 9297954886.
Q: A transfer to this IFSC shows pending. What should I do?
A: Keep the transaction reference or UTR. Contact your bank with the UTR and beneficiary details. If needed, the beneficiary’s branch (Sakri) can be contacted at 9297954886 to check inward status. For escalations, use the head office toll-free 18001807777.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.